ThunDêr

The 3.7% APR is how they get you in the door. After that you have very little mobility, there’s no way to directly deposit cash or any actual ATMs. Then comes the counterintuitive part, you deposit from another bank which then takes 2 to 5 business days. And if this happens to be on a Wednesday you could be waiting until Wednesday the following week to access your deposit. If you need access to your cash for day to day transactions, then this is not for you. Definitely not recommended, I’ll take a 2% APR with actual banking facilities and promptness.