ScottD1234

They do not care about you at all. Do not use this card. Card was approved with a high limit of $32,500 and stay unused for two years. Started using it over the last 6-8 months and I thought it was great. Bonuses, the app is clean, decent points, quick updates, etc. Out of the blue, they email me and say we’ve reduced your credit limit to $5k because you’re not utilizing your full line. 85% reduction because I’m not maxing out my card each month? Since when do you need to or it’s a good idea to max out your card each month? Spoke to several people at customer service all of who refuse t