Flowo: Offline AI Budgeting

WELCOME TO FLOWO — THE 100% PRIVATE, OFFLINE-FIRST PERSONAL FINANCE MANAGER. Flowo gives you absolute control over your money without ever compromising your privacy. Built for premium budgeting and advanced expense tracking, Flowo processes everything directly on your iPhone. No cloud servers, no data collection, and no background tracking. Your financial data is yours alone. MANUAL LOGGING FOR ULTIMATE ACCURACY Flowo puts you in the driver’s seat. With no automated bank integrations or hidden account syncing, you manually log transactions instantly and securely, ensuring every account ledger across any currency in the world is exactly where you want it to be. GUIDED CONVERSATIONAL AI COMPANION Need to record an entry or adjust your limits? Flowo features an interactive, guided AI chat screen. Once you select your transaction path (Expense, Income, Transfer, or Adjust Budget), our specialized local conversational layer guides you step-by-step, prompting you with relevant questions to log complex operational details seamlessly—all computed 100% offline. POWERHOUSE FEATURES FOR TOTAL MONEY MANAGEMENT: • 100% Offline Security: Your money ledger, balances, and insights are stored securely inside your phone's sandbox. No third-party servers, no data leaks. • Guided AI Conversation: Update your finance profiles effortlessly via a smart, interactive chat assistant that walks you through your entries. • Targeted Voice-to-Text: Speak naturally to log details on the go. Use high-speed offline voice recognition to dictate details directly into your reason and note fields faster than typing. • Beautiful Budget Analytics: Track your active allocations instantly using our gorgeous, interactive breakdown donut chart, displaying your customized budgets across distinct color codes. • Smart Budget Alerts: Stay on top of your financial goals with local push notifications that safely alert you the moment your budgets cross 80% and 100% limits. • Fortified Biometric Privacy: Toggle on native Face ID or Touch ID security to completely lock down and hide all app data until authentication succeeds. • Global Multi-Currency Support: Create accounts and budgets using any currency in the world. Manage multi-currency environments independently without forced conversions or broken exchange math. • Flexible Data Export (CSV & JSON): Select any custom timeline filter and securely export your transaction history directly into clean CSV sheets or raw JSON formats for easy backup and accounting. • Smooth Fresh-User Onboarding: New to budgeting? Flowo features a visual ghost-card guidance walk-through to help you smoothly configure your initial dashboards in seconds. • Unlimited Customization: Build a dashboard that matches your lifestyle. Create and edit unlimited accounts or budgets with custom color palettes to perfectly organize your workflows. Flowo is an exclusive premium application designed for people who take their money, their tracking analytics, and their privacy seriously. Purchase a premium subscription to unlock full app functionality, initialize your localized environment, and start tracking today. --- Subscription Pricing & Terms: Flowo requires an auto-renewing subscription tier to access full app functionality, interactive charts, biometric security, and local AI workflows: • Monthly Premium: $4.99 / month • Annual Premium: $29.99 / year (Includes a 7-day free trial) Pricing may vary by country of residence. Subscriptions will be charged to your credit card through your iTunes account at confirmation of purchase. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage your subscriptions in Account Settings after purchase. Privacy Policy: https://sites.google.com/view/flowo-app Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/