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Crust Personal icon
Age Rating
4+
Years
Language
EN
Size
44.3
MB

Information

Apple ID6495368880
Bundle IDcom.crust.personal
SellerSeller
Min iOS15.6
Min macOS12.5
Device familiesiphone, ipod
Released2024-10-09
Copyright© "2024 Crust Microfinance Bank (RC - 950693)"
Privacy policyLink ↗

Preview 1 platform

iPhone 8 images

iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot

What’s New Version 1.0.27

Goal Savings Enhancements View estimated daily, weekly, and monthly savings targets to help you achieve your financial goals. Available during goal creation and for existing Goal Savings accounts. Other Improvements 1.⁠ ⁠Bank logos are now displayed during transfers for easier bank selection. 2.⁠ ⁠⁠Enhanced Transfer Insights for incoming transactions. 3.⁠ ⁠⁠Crust Vault interest rate updated to 20% p.a. 4

Description

Welcome to Crust Personal Banking App! Open a Crust account today and join customers who rely on Crust for seamless personal banking, instant bill payments with cashback rewards, and effortless savings—all in one app. Crust is your smart, all-in-one financial companion designed to help you save, spend, and manage your money with ease. With Crust, you can pay bills, transfer money, lock in your savings for higher interest, and automatically build your emergency fund—all from one app. Simplify your finances with a dedicated savings account number, fast transfers, and automatic savings options. Download the Crust app today and start saving, earning, and growing your money effortlessly! Crust is licensed by the Central Bank of Nigeria. Why Should You Choose Crust Personal? - Fast Transfers: Need to send money in a flash? You got it! Our lightning-fast transfers ensure your money gets where it needs to be, instantly. Say goodbye to delays! 
 - Pay Bills and Earn Cashback: What’s better than paying bills? Getting rewarded for it! Pay your electricity, cable, data, and airtime bills right from your app and enjoy instant cashback. Every. Single. Time. - Dedicated Savings Account Number: You don’t just get a savings account—you get your very own unique savings account number! Give your finances a personal touch and manage them with ease. No more guesswork, just smooth sailing! - Receive Money Directly Into Your Savings: Want to boost your savings without lifting a finger? Let people send money directly into your savings account, whether it's a gift or a payment! Watch your balance grow, effortlessly. - Build Discipline & Lock Your Savings: Feel tempted to dip into your savings? We’ve got you covered. With our dedicated savings account, you can keep your money locked away and earn higher interest. Perfect for those big life goals! - Save As You Spend: What if spending could be a savings strategy? With Save As You Spend, every transaction automatically helps you tuck a little extra away. It’s like a savings assistant, working in the background as you go about your day! - Save As You Earn: Salary day just got better! Automatically set aside a portion of your earnings the moment they hit your account. No more “I’ll do it later”—your savings grow automatically, giving you peace of mind. - Emergency Savings? We've Got You: Life happens! That’s why we’ve made it easy to build up emergency savings automatically as you go. Whether it’s small, frequent deposits or big chunks, your safety net is just a few taps away. Why You’ll Love Us - Simple & Secure: Designed for the Nigerian market, our app offers the easiest and most secure way to manage your money. No hidden fees, no unnecessary charges—just straight-up smart banking. - Earn More as You Save: Who doesn’t love more money? With us, your savings don’t just sit there. They work for you, growing steadily with competitive interest rates so your money keeps making money. - Personalize Your Banking: Your money, your rules! Set custom goals for your savings, unlock special features to help you stay disciplined, and control how and when you save. - Cashbacks Every Time You Pay: Make your bills work for you! Get cash back on every payment—electricity, cable, airtime, or data—and make saving a breeze while taking care of essentials. Download Now and Get Started! Your journey to smarter banking, effortless savings, and financial freedom begins here. Join thousands of users who are making their money work for them. Save as you earn, spend, and grow—all from one app
 Download Crust Personal and start banking the smart way!

Accessibility

ipadiphonemacrealityDevicetvoswatch

Version history 25 versions

Build 887346351v1.0.272026-06-24 00:30:54
Goal Savings Enhancements View estimated daily, weekly, and monthly savings targets to help you achieve your financial goals. Available during goal creation and for existing Goal Savings accounts. Other Improvements 1.⁠ ⁠Bank logos are now displayed during transfers for easier bank selection. 2.⁠ ⁠⁠Enhanced Transfer Insights for incoming transactions. 3.⁠ ⁠⁠Crust Vault interest rate updated to 20% p.a. 4
Build 885668517v1.0.252026-05-15 00:50:04
We've made improvements to enhance your Crust experience: •⁠ ⁠Improved security and CBN compliance updates •⁠ ⁠Smarter transaction insights with deposits and transfers tracking •⁠ ⁠New transaction filters for easier history viewing •⁠ ⁠Monthly financial summary emails to help you track your spending patterns •⁠ ⁠General performance improvements and bug fixes Update now for the latest experience.
Build 883836364v1.0.242026-03-27 19:59:43
1.⁠ ⁠Riba-Free Account: Account without interest with flexible plans and emergency withdrawals 2.⁠ ⁠Transfer Insights: Track your transfer habits with top recipients and smart alerts 3.⁠ ⁠Improvements & Fixes: UI enhancements and bug fixes for a smoother experience
Build 882297268v1.0.232026-02-09 20:10:19
You can now request your bank statement and receive it securely via email (PDF). Minor UI improvements on Goal/Target Savings. Bug fixes for transaction receipts.
Build 880698226v1.0.222025-12-15 22:25:05
Enhance Security on Liveliness Check with OTP & Account Locking
Build 878973892v1.0.202025-10-17 21:20:16
Target Savings Set personal goals savings accounts and earn higher interest. Whether it’s for accommodation, business, Detty December, or your Japa plans — you’re in control. Create multiple goals. Earn 100% interest when you meet your target (lose 20% if you don’t). Track your progress easily in-app.
Build 877057836v1.0.192025-08-12 21:48:37
Manage Your Savings: Pause, deactivate, or activate auto rollover before maturity. Notifications: Receive email and SMS alerts 48hrs and 24hrs before savings mature. Interest Visibility: See clearer details on interest earnings and payments. Minimum Deposit: Lock as little as ₦10,000.00 on Crust Vault.
Build 876579020v1.0.182025-07-22 05:55:58
We’ve made the app better for you! This update includes performance improvements and bug fixes to keep things running smoothly.
Build 875817585v1.0.172025-06-23 22:13:31
- Verify emails in-app & get login alerts. - More flexibility: Save up to 100% or allocate 50% to emergencies. - New savings plans: 2, 9, or 12 months. - Clearer balances & withholding tax displays. - Bug fixes and UI upgrades on emergency funds Update now for a smoother experience!
Build 874030672v1.0.162025-04-15 16:55:45
We’re excited to introduce our Refer & Earn feature, designed to reward you for sharing Crust Personal with friends and family! Here’s how it works: 1. *Get Your Referral Code: Navigate to Settings & Preferences to find your unique code. 2. Share & Invite : Send your code to friends—when they sign up and perform any of the actions below, you earn commissions! Fund their Spend Account Save in their Flex Savings Account Create a Crust Vault (formerly Fixed Deposit) 3. Track Earnings: Monitor your referral rewards directly in the app. UI Improvements & Fixes Terminology Update: "Fixed Deposit" is now Crust Vault—a more secure way to grow your savings!
Build 872450239v1.0.152025-02-13 02:32:55
Sender name now included on receipts. Success message after passcode reset. Fixes on biometric login attempts.
Build 872299266v1.0.142025-02-07 01:44:58
Session ID added to interbank transfer receipts for better tracking. Sender account number removed from transfer receipts for added privacy. Tier 2 upgrade process improved for a smoother experience. Timeout transfers now properly reflect their status. New processing page when a transfer is inconclusive. Fixed confirmation message after passcode resets. Automatic reversal of failed transfers now in place.
Build 871794031v1.0.132025-01-16 09:56:47
This update includes fixes for Tier 2 upgrades, fixed deposit creation, emergency fund withdrawals, transaction receipts, PDF resizing, and bills payment functionality. Update now!
Build 871264590v1.0.122024-12-19 18:02:00
Improved Emergency Fund Updates: Balances now adjust correctly after withdrawals. Better Transfers: Decimal amounts supported, and free transfer issues fixed. Smarter Onboarding: Faster steps, with helpful alerts for a smoother experience. Enhanced Receipts: Clearer details for salary payments, transfers, and movie tickets. Faster Processing: Quicker status updates for pending transfers and improved performance. Enjoy a smoother, faster, and more reliable experience!
Build 870742713v1.0.112024-11-28 02:12:13
Improved performance and bug fixes. We made Crust Personal better for you.
Build 870629339v1.0.102024-11-23 19:26:33
Improved Performance: We've optimized the app for a faster and smoother experience. Bug Fixes: Addressed several issues to ensure reliability. New Feature: Enjoy 10 free transfers every month as part of our commitment to making your transactions more rewarding!
Build 870513348v1.0.92024-11-19 13:48:21
Improved performance and bug fixes
Build 870377083v1.0.82024-11-12 23:06:02
Change Your Transaction PIN with Ease Enhanced Notifications - Stay in the Know! Transfer Error Handling - Smooth Recovery Detailed Transaction Receipts Check Transaction Reversals Smoother Account Upgrade Process New Savings Account Rates - Up to 24%! Upload PDF Documents for Tier 3 Account Upgrades Transfer Timeout Improvements Phone Number Verification via WhatsApp or Call Smarter Suggestions During Transfers We hope you enjoy these new features! Update your app today to take advantage of all the upgrades. Thank you for choosing our personal banking product—better banking is just a tap away!
Build 869930160v1.0.72024-10-24 06:49:44
Fixes issues with Tier 3 upgrade
Build 869871610v1.0.62024-10-22 09:59:50
Fixes issues with Tier 3 upgrade
Build 869829045v1.0.52024-10-19 08:50:37
Improved transaction services
Build 869760700v1.0.42024-10-16 16:49:12
Improved transaction services
Build 869713977v1.0.32024-10-15 11:13:57
- Improved transaction services - Improved biometric logic
Build 869629395v1.0.22024-10-10 20:01:52
Receipts for Bank Charges: You can now easily view receipts for your bank charges directly within the app. Account Creation Improvements: We’ve resolved issues that prevented successful account creation. If your session was interrupted, you can now continue from where you left off. Emergency Savings Withdrawals: Fixed issues related to withdrawing from emergency savings, ensuring smoother transactions. Bill Upload Enhancements: We've made fixes to improve the bill upload process during tier 3 account upgrades. User Experience Refinements: Updated UX copy for better clarity and user engagement. Automatic Biometric Login: Enjoy the convenience of automatic login when biometrics are enabled on your device. Real-Time Transfer Status: Receive real-time updates on your transfer status for improved transaction tracking. Enhanced Inter-Bank Transfer Receipts: Our inter-bank transfer receipts now include sender details for greater transparency.
Build 865136640v1.02024-10-09 19:12:48

No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.

Availability 175 of 175 storefronts

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Change log 28 changes · ZM

releaseNotes updated
Goal Savings Enhancements View estimated daily, weekly, and monthly savings targets to help you achieve your financial goals. Available during goal creation an
description updated
Welcome to Crust Personal Banking App! Open a Crust account today and join customers who rely on Crust for seamless personal banking, instant bill payments wi
name updated
Crust Personal
Version 1.0.27 released
Goal Savings Enhancements View estimated daily, weekly, and monthly savings targets to help you achieve your financial goals. Available during goal creation and for existing Goal Savings accounts. Other Improvements 1.⁠ ⁠Bank logos are n
Version 1.0.25 released
We've made improvements to enhance your Crust experience: •⁠ ⁠Improved security and CBN compliance updates •⁠ ⁠Smarter transaction insights with deposits and transfers tracking •⁠ ⁠New transaction filters for easier history viewing •⁠
Version 1.0.24 released
1.⁠ ⁠Riba-Free Account: Account without interest with flexible plans and emergency withdrawals 2.⁠ ⁠Transfer Insights: Track your transfer habits with top recipients and smart alerts 3.⁠ ⁠Improvements & Fixes: UI enhancements and bug fixes
Version 1.0.23 released
You can now request your bank statement and receive it securely via email (PDF). Minor UI improvements on Goal/Target Savings. Bug fixes for transaction receipts.
Version 1.0.22 released
Enhance Security on Liveliness Check with OTP & Account Locking
Version 1.0.20 released
Target Savings Set personal goals savings accounts and earn higher interest. Whether it’s for accommodation, business, Detty December, or your Japa plans — you’re in control. Create multiple goals. Earn 100% interest when you meet your ta
Version 1.0.19 released
Manage Your Savings: Pause, deactivate, or activate auto rollover before maturity. Notifications: Receive email and SMS alerts 48hrs and 24hrs before savings mature. Interest Visibility: See clearer details on interest earnings and paymen
Version 1.0.18 released
We’ve made the app better for you! This update includes performance improvements and bug fixes to keep things running smoothly.
Version 1.0.17 released
- Verify emails in-app & get login alerts. - More flexibility: Save up to 100% or allocate 50% to emergencies. - New savings plans: 2, 9, or 12 months. - Clearer balances & withholding tax displays. - Bug fixes and UI upgrades on emergency
Version 1.0.16 released
We’re excited to introduce our Refer & Earn feature, designed to reward you for sharing Crust Personal with friends and family! Here’s how it works: 1. *Get Your Referral Code: Navigate to Settings & Preferences to find your unique code. 2
Version 1.0.15 released
Sender name now included on receipts. Success message after passcode reset. Fixes on biometric login attempts.
Version 1.0.14 released
Session ID added to interbank transfer receipts for better tracking. Sender account number removed from transfer receipts for added privacy. Tier 2 upgrade process improved for a smoother experience. Timeout transfers now properly reflect t
Version 1.0.13 released
This update includes fixes for Tier 2 upgrades, fixed deposit creation, emergency fund withdrawals, transaction receipts, PDF resizing, and bills payment functionality. Update now!
Version 1.0.12 released
Improved Emergency Fund Updates: Balances now adjust correctly after withdrawals. Better Transfers: Decimal amounts supported, and free transfer issues fixed. Smarter Onboarding: Faster steps, with helpful alerts for a smoother experience.
Version 1.0.11 released
Improved performance and bug fixes. We made Crust Personal better for you.
Version 1.0.10 released
Improved Performance: We've optimized the app for a faster and smoother experience. Bug Fixes: Addressed several issues to ensure reliability. New Feature: Enjoy 10 free transfers every month as part of our commitment to making your transac
Version 1.0.9 released
Improved performance and bug fixes
Version 1.0.8 released
Change Your Transaction PIN with Ease Enhanced Notifications - Stay in the Know! Transfer Error Handling - Smooth Recovery Detailed Transaction Receipts Check Transaction Reversals Smoother Account Upgrade Process New Savings Account Rates
Version 1.0.7 released
Fixes issues with Tier 3 upgrade
Version 1.0.6 released
Fixes issues with Tier 3 upgrade
Version 1.0.5 released
Improved transaction services
Version 1.0.4 released
Improved transaction services
Version 1.0.3 released
- Improved transaction services - Improved biometric logic
Version 1.0.2 released
Receipts for Bank Charges: You can now easily view receipts for your bank charges directly within the app. Account Creation Improvements: We’ve resolved issues that prevented successful account creation. If your session was interrupted, you
Version 1.0 released
expanded screenshot