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Kotak Bank: 811 Mobile App
Savings, UPI, Cards, Loans, FD
Information
Preview 1 platform
iPhone 10 images
What’s New Version 5.1.5
- Upgrade with ease
Upgrading your credit card is now simpler.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Description
Experience Seamless Banking with the Kotak811 Mobile Banking App
Apply for a zero-balance account online and enjoy banking from your smartphone. With the Kotak811 app, you can open a bank account, manage savings, make UPI payments, invest in fixed deposits, and much more.
Download the Kotak811 app now to experience the best in digital banking.
Key Features of the Kotak811 Mobile Banking App:
• Open an Account in Minutes: Complete an easy, end-to-end digital account opening procedure. Kotak811 enables instant zero balance account opening without typical banking hurdles.
• Smart Banking at Your Fingertips: Track expenses and manage your savings account, enjoy a premium banking experience anytime, anywhere.
• Transaction Privacy: Hide selected transactions from your bank statements.
• UPI Payments Made Easy: A comprehensive UPI solution for registration and secure online payments.
• Fixed Deposits & Recurring Deposits Simplified: Open and manage FD and RD accounts with competitive deposit rates and flexible tenures.
• Personal Loans: Apply for personal loans with competitive rates and minimal documentation.
• Credit Cards: Manage your Kotak Credit Cards, track spending, make payments, and unlock exclusive rewards.
• Rewards & Cashback: Earn rewards & cashback on transactions.
• Investment: Invest in mutual funds and purchase insurance through the app.
• A/c Monitoring: View bank statements and check balances instantly.
• Secure Mobile Banking: Use biometric login and encryption for secure access.
Why Choose Kotak811?
• Zero balance account application completed online in minutes—completely paperless.
• Streamlined digital experience for faster banking access.
• A trusted platform to apply for and manage savings accounts.
• Convenient fixed deposit management through a single app.
• Integrated net banking with advanced UPI features for all needs.
Recent Kotak811 & Kotak Mahindra Bank Achievements (2024–2026)
Kotak Mahindra Bank and its digital platform, Kotak811, continue to earn recognition across the global banking landscape:
• Global App Popularity (2025): Kotak811 emerged as the third-most downloaded banking app worldwide in the first half of 2025.
• Best Private Sector Bank (2024): Kotak Mahindra Bank was awarded Best Private Sector Bank at the 17th Financial Express Best Banks Awards for the 2023–24 period.
• Digital Innovation Leadership (2025): The bank was honored as Digital Private Bank of the Year – India at The Asset Triple A Digital Awards 2025.
Additional Highlights:
• Easy application for zero balance accounts.
• One-stop solution for UPI payments, fixed deposit management, and more.
• Trusted by millions for secure mobile banking app and UPI services.
Stay Ahead with Kotak811
The Kotak811 app is designed to make banking faster and convenient. Whether you want to open a savings account, explore fixed deposit options, or use advanced UPI services, Kotak811 brings everything to your fingertips.
FAQs About Kotak811 App:
• Can I open an account instantly?
Yes, apply within minutes. Our representative visits for verification within 24 hours.
• Benefits of a zero-balance a/c
It eliminates minimum balance requirements.
• Is it safe to use UPI?
Yes. Kotak811 uses advanced encryption and biometric security.
• Can I invest in fixed deposit?
Yes, open Kotak811 A/c & book FD via Kotak811 App
Download the Kotak811 App Today
Start your digital banking journey with Kotak811.
Open your bank account now & unlock financial possibilities with superior UPI and fixed deposit features!
Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents before investing. T&C Apply.
₹250 Amazon gift voucher campaign T&C –
https://images.kotak.bank.in/bank/mailers/2026/files/Kotak811_Common_T&C.pdf
Credit Card issuance & disbursal of loan is at the sole discretion of Kotak Mahindra Bank.
Accessibility
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Version history 25 versions
Build 887590061v5.1.52026-07-03 04:02:54
- Upgrade with ease
Upgrading your credit card is now simpler.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 886896289v5.0.92026-06-26 17:21:44
- Statements, your way
Download transaction statements in a .CSV format for easier analysis.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 886554635v5.0.42026-06-10 06:03:43
Some things feel different the moment you hold them.
Introducing the Kotak811 Infinity Metal Card.
Crafted in metal, brought to life in colour.
Because how you pay says more than what you pay for.
Created with intent. Nothing extra. Nothing missing.
If plastic works for you, this won’t.
Feel the difference.
Build 886187034v5.0.12026-05-28 09:46:25
We made small yet important fixes behind-the-scenes for a smoother banking experience
Build 886049853v5.0.02026-05-25 11:22:32
We made small yet important fixes behind-the-scenes for a smoother banking experience
Build 885852447v4.4.82026-05-20 05:33:30
We made small yet important fixes behind-the-scenes for a smoother banking experience
Build 885716769v4.4.42026-05-16 10:37:51
We made small yet important fixes behind-the-scenes for a smoother banking experience
Build 885191051v4.4.02026-05-04 17:24:29
- Say hello to 811 Compass!
Simple, actionable steps to guide you on the right financial path.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 884587446v4.3.12026-04-18 09:30:24
• Kotak811 Infinity Metal Debit Card is now live on the app — check it out
• Stability upgrades and behind‑the‑scenes fixes
Build 883895729v4.2.52026-04-02 19:19:41
• Kotak811 Infinity Metal Debit Card is now live on the app — check it out
• Stability upgrades and behind‑the‑scenes fixes
Build 883473460v4.2.32026-03-23 07:56:53
- Gold Card – Coming Soon
Opt in to get notified about our upcoming premium Gold Debit Card.
- Improvements & Fixes
Minor bug fixes and performance enhancements for a smoother app experience.
Build 883274357v4.2.22026-03-13 05:47:22
Optimised experience - We bid adieu to some some bugs
Build 883005324v4.1.62026-03-06 10:57:04
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get cover for your automobile. Keep your pockets dent-free.
- Optimised experience: We bid adieu to some bugs.
Build 882572179v4.1.32026-02-19 08:50:13
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get cover for your automobile. Keep your pockets dent-free.
- Optimised experience: We bid adieu to some bugs.
Build 882382656v4.1.12026-02-14 07:09:31
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get cover for your automobile. Keep your pockets dent-free.
- Optimised experience: We bid adieu to some bugs.
Build 882184191v4.0.82026-02-10 04:55:56
Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
Vehicle Insurance: Get cover for your automobile. Keep your pockets dent-free.
Optimised experience: We bid adieu to some bugs.
Build 881949647v4.0.52026-01-29 16:13:07
*Investments, refreshed
A cleaner, sharper homepage to explore and manage your investments with ease.
*811 Super, enhanced
A smoother upgrade journey to help you go Super, faster.
*Insurance renewal, simplified
Renew your insurance directly from the 811 app.
*The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 881670827v4.0.32026-01-21 05:41:21
*Investments, refreshed
A cleaner, sharper homepage to explore and manage your investments with ease.
*811 Super, enhanced
A smoother upgrade journey to help you go Super, faster.
*Insurance renewal, simplified
Renew your insurance directly from the 811 app.
*The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 881345725v4.0.2 2026-01-12 11:06:28
Investments, refreshed
A simpler, more intuitive way to track and manage your investments better
Gold Loan, now on 811
Apply for a Gold Loan right from the app.
811 Super, enhanced
A smoother upgrade journey to help you go Super, faster.
Insurance renewal, simplified
Renew your insurance directly from the 811 app.
The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
Build 880839587v3.9.92025-12-25 09:31:38
* Loans
Discover Mid-Month Advance and Gold Loan offers in the the Apply Now section.
* Credit limit upgrade
Use the 'Increase Limit' option in the Credit Card section to get an upgraded limit.
* Offer on Passbook order
Add a chequebook to your Passbook order and get free delivery.
* App icons
Fresh looks for app icon. Check out Haze and Daylight in App Settings
Build 879713319v3.9.22025-11-19 11:09:34
* Vehicle Loan: Accelerate towards your dream vehicle. Register for Vehicle Loan in the Apply Now section.
* Goal-based FDs: We calculate, you conquer. Book Fixed Deposits uniquely designed for your goals.
* Optimised QR scan: Get closer to faster payments with zoom in capabilities on QR scanner.
Build 878977548v3.8.82025-10-23 11:55:44
* Loans
Discover Mid-Month Advance and Gold Loan offers in the the Apply Now section.
* Credit limit upgrade
Use the 'Increase Limit' option in the Credit Card section to get an upgraded limit.
* Offer on Passbook order
Add a chequebook to your Passbook order and get free delivery.
* App icons
Fresh looks for app icon. Check out Haze and Daylight in App Settings.
Build 878630002v3.8.62025-10-06 14:38:38
* IPO: More ways to build wealth. Get IPO updates and apply for them easily.
* International transfer: Send money abroad without any hassle.
* App experience: Bugs evicted. More room for better performance.
Build 878292104v3.8.42025-09-22 12:58:41
Bug fixes and performance enhancement
Build 878125452v3.8.32025-09-17 10:35:34
Fixes and improvements - the pesky bugs stand defeated aga
No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.
Availability 1 of 1 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
US | en-US | Free | 1.5k | 4.7 | 5.1.5 |
Change log 29 changes · US
✎
releaseNotes updated
- Upgrade with ease
Upgrading your credit card is now simpler.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking expe
✎
description updated
Experience Seamless Banking with the Kotak811 Mobile Banking App
Apply for a zero-balance account online and enjoy banking from your smartphone. With the Kotak8
✎
subtitle updated
Savings, UPI, Cards, Loans, FD
✎
name updated
Kotak Bank: 811 Mobile App
◆
Version 5.1.5 released
- Upgrade with ease
Upgrading your credit card is now simpler.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
◆
Version 5.0.9 released
- Statements, your way
Download transaction statements in a .CSV format for easier analysis.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
◆
Version 5.0.4 released
Some things feel different the moment you hold them.
Introducing the Kotak811 Infinity Metal Card.
Crafted in metal, brought to life in colour.
Because how you pay says more than what you pay for.
Created with intent. Nothing extra. Not
◆
Version 5.0.1 released
We made small yet important fixes behind-the-scenes for a smoother banking experience
◆
Version 5.0.0 released
We made small yet important fixes behind-the-scenes for a smoother banking experience
◆
Version 4.4.8 released
We made small yet important fixes behind-the-scenes for a smoother banking experience
◆
Version 4.4.4 released
We made small yet important fixes behind-the-scenes for a smoother banking experience
◆
Version 4.4.0 released
- Say hello to 811 Compass!
Simple, actionable steps to guide you on the right financial path.
- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.
◆
Version 4.3.1 released
• Kotak811 Infinity Metal Debit Card is now live on the app — check it out
• Stability upgrades and behind‑the‑scenes fixes
◆
Version 4.2.5 released
• Kotak811 Infinity Metal Debit Card is now live on the app — check it out
• Stability upgrades and behind‑the‑scenes fixes
◆
Version 4.2.3 released
- Gold Card – Coming Soon
Opt in to get notified about our upcoming premium Gold Debit Card.
- Improvements & Fixes
Minor bug fixes and performance enhancements for a smoother app experience.
◆
Version 4.2.2 released
Optimised experience - We bid adieu to some some bugs
◆
Version 4.1.6 released
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get co
◆
Version 4.1.3 released
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get co
◆
Version 4.1.1 released
- Homepage, reimagined: A new look of the homepage gives you quicker access to all banking and payment needs.
- Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
- Vehicle Insurance: Get co
◆
Version 4.0.8 released
Net Banking authentication: Approve Net Banking requests for login, password & PIN reset on the app.
Vehicle Insurance: Get cover for your automobile. Keep your pockets dent-free.
Optimised experience: We bid adieu to some bugs.
◆
Version 4.0.5 released
*Investments, refreshed
A cleaner, sharper homepage to explore and manage your investments with ease.
*811 Super, enhanced
A smoother upgrade journey to help you go Super, faster.
*Insurance renewal, simplified
Renew
◆
Version 4.0.3 released
*Investments, refreshed
A cleaner, sharper homepage to explore and manage your investments with ease.
*811 Super, enhanced
A smoother upgrade journey to help you go Super, faster.
*Insurance renewal, simplified
Renew
◆
Version 4.0.2 released
Investments, refreshed
A simpler, more intuitive way to track and manage your investments better
Gold Loan, now on 811
Apply for a Gold Loan right from the app.
811 Super, enhanced
A smoother upgrade journey to help you go Super, faster
◆
Version 3.9.9 released
* Loans
Discover Mid-Month Advance and Gold Loan offers in the the Apply Now section.
* Credit limit upgrade
Use the 'Increase Limit' option in the Credit Card section to get an upgraded limit.
* Offer on Passbook order
Add a chequeboo
◆
Version 3.9.2 released
* Vehicle Loan: Accelerate towards your dream vehicle. Register for Vehicle Loan in the Apply Now section.
* Goal-based FDs: We calculate, you conquer. Book Fixed Deposits uniquely designed for your goals.
* Optimised QR scan: Get closer t
◆
Version 3.8.8 released
* Loans
Discover Mid-Month Advance and Gold Loan offers in the the Apply Now section.
* Credit limit upgrade
Use the 'Increase Limit' option in the Credit Card section to get an upgraded limit.
* Offer on Passbook order
Add a chequeboo
◆
Version 3.8.6 released
* IPO: More ways to build wealth. Get IPO updates and apply for them easily.
* International transfer: Send money abroad without any hassle.
* App experience: Bugs evicted. More room for better performance.
◆
Version 3.8.4 released
Bug fixes and performance enhancement
◆
Version 3.8.3 released
Fixes and improvements - the pesky bugs stand defeated aga