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Debt Manager

Get Out of Debt Fast
553 Ratings
4.6
★★★★★
Age Rating
4+
Years
Developer
Language
EN
Size
35.5
MB

Information

Apple ID482482660
Bundle IDcom.mhriley.DebtSnowball
SellerSeller
Min iOS15.5
Min macOS12.4
Device familiesiphone, ipad, ipod
Released2011-12-08
Copyright© MH Riley
WebsiteLink ↗
Privacy policyLink ↗

Preview 2 platforms

iPhone 5 images

iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot

iPad 5 images

iPad screenshot
iPad screenshot
iPad screenshot
iPad screenshot
iPad screenshot

What’s New Version 1.8

iOS 26 optimizations Face ID Support Line up columns correctly in amortization table Auto dismiss loan type picker once selection made Prevent chart overlapping notch / dynamic island

Description

*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job" 5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!" 5-Stars - "This app is three things: Simple. Effective. Spot On." 5-Stars - "The details, features and thought that went into creating this app are endless." 5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across." Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now! *** Features *** -------------------- √ Simple and intuitive user interface - helps you see results quickly and clearly √ Hints and tips - don't worry, we will guide you through the process √ Summary shows your payoff progress - includes progress bar, your debt free date and your interest/time savings √ Choose from multiple pay off Strategies - Lowest Balance First - Highest Interest First - Highest Balance First - Custom Order √ An unlimited number of debts can be entered - each debt can be individually analysed - payments may be entered as a percentage of balance - support for introductory rates e.g. 0% for 6 months √ Monthly Payments may be recorded - either automatic or manual recording - allows you to keep track of your progress √ Backup & Restore - use popular Dropbox service for online storage - keep your data safe - manually sync between devices √ Choice of payment periods - handles monthly, weekly and fortnightly payments √ Extra Payments can be entered against each debt - helps pay off your debts even faster - can be entered Monthly, Yearly or as a One Off √ Transactions can be entered against each debt - allows you to take into account expenses/purchases - can be entered Monthly, Yearly or as a One Off - will increase the debt balance √ Try out various 'What-If' scenarios e.g. - a change in interest rate - increased monthly payments √ Export the debt details via Email - professionally formatted PDF or HTML - export individual debts or overall summary - includes full amortization schedules - charts are attached to the email export √ Interactive reports - easy visualisation of the debt breakdown - compare debts side by side - press, hold and slide to see the costs per month - pinch to zoom √ Set of Calculators are included to help you compute: - monthly payments - extra payments - payoff date - refinance benefits √ Notification of payments due - so you never forget to record a payment √ Passcode protection - keep your data safe √ Full manual is embedded within the app - has all the info you will ever need

Accessibility

ipadiphonemacrealityDevicetvoswatch

Version history 10 versions

Build 845589126v1.82026-01-22 12:06:11
iOS 26 optimizations Face ID Support Line up columns correctly in amortization table Auto dismiss loan type picker once selection made Prevent chart overlapping notch / dynamic island
Build 824418803v1.7.12017-11-16 01:36:35
This update from Apple will improve the functionality of this app. No new features are included. iPhone X support
Build 823885998v1.72017-10-03 23:41:39
iOS 11 Optimisations Fix Dropbox Backups Support for iPhone 6 / 6 Plus screen sizes Highlight a debt row once it is paid off
Build 791452676v1.62015-07-28 16:45:46
Version 1.6 has the following new features and fixes: - UI has been optimised for iOS 7/8 - Support for larger screens - PDF report can now be previewed and printed via AirPrint - Touch Id option (turn passcode off and on again to activate it) - A 'Note' can now be entered against each debt entry (in More Options screen) - Fixed problem with blank PDFs
Build 7802641v1.52012-05-08 14:14:43
Version 1.5 of Debt Manager brings retina graphics for the iPhone and iPad: New Features ============= * Retina graphics * Some UI enhancements Fixes ====== * Fixed problem with certain data causing slow processing or crashes ------------------------------------------------ If you like Debt Manager, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email support@mhriley.com. We will always try to reply promptly. Many thanks for your support!
Build 6648763v1.42012-03-08 02:06:58
Version 1.4 of Debt Manager has a number of major new features and some fixes: New Features ============= * 'Auto Payments' option (Settings -> Payments) automatically marks payments as 'Paid' once the due date has passed. Still possible to manually mark as to 'Paid' if this option is turned off. * Payments can now be 'Edited' once they are marked as 'Paid'. This is handy if you could not pay the required amount for some reason. Press and Hold on a 'Paid' row when viewing the Debt Breakdown to edit the payment. * Daily Interest option (per debt) * Reports can now be exported as a PDF document * Some UI enhancements Fixes ====== * Fixed problem with Passcode getting set incorrectly * Various nips and tucks ------------------------------------------------ If you like Debt Manager, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email support@mhriley.com. We will always try to reply promptly. Many thanks for your support!
Build 6063993v1.32012-02-02 06:44:41
Version 1.3 of Debt Manager has a couple of new features and some fixes: New Feature ============= * A Balance Transfer sub-balance can now be entered in the 'More Options' section. You can specify the remaining transfer balance and the rate/introductory rate. * Notifications can now be turned off 'Per Debt' (set the Due Day to 'Not Set') Fixes ====== * Improvements to the Passcode functionality * Fixed problem when showing 'Current Date' in reports and date was out of bounds * Notifications now work correctly for Weekly/Bi-Weekly payment frequencies * Pay Free Period now works correctly for Weekly/Bi-Weekly payment frequencies * Various optimisations and minor fixes ------------------------------------------------ If you like Debt Manager, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. For all queries or issues please email support@mhriley.com. We will always try to reply promptly. Many thanks for your support!
Build 5723705v1.22012-01-06 16:10:54
Version 1.2 of Debt Manager has a couple of exciting new features and a few fixes: New Features ============= * Pay Frequency can now be specified per debt. This allows 'Weekly', 'Fortnightly' and 'Monthly' debts to be tracked. * 'Backup' & 'Restore' is now available (using Dropbox). This can be accessed via the Settings tab: there is now a 'Backups' button at the top right. This will allow you to keep your data safe, and manually sync between devices. You will need to create a Dropbox account if you do not already have one. Fixes ====== * Attempt to fix occasional problems handling certain data * Various optimisations and minor fixes ------------------------------------------------ If you like Debt Manager, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. For all queries or issues please email support@mhriley.com. We will always try to reply promptly. Many thanks for your support!
Build 5496663v1.12011-12-19 00:12:41
Version 1.1 of Debt Manager has a couple of new features and some fixes: New Features ============= * If paying a % of the balance, it is now possible to specify a 'Minimum' monetary amount as well * New 'Advanced' debt option to exclude a debt from the snowball payments (for debts which do not allow you to overpay) * New 'Advanced' debt option to enter a 'Payment Free Period' Fixes ====== * Passcode screen had a few niggles * Entering a balance of 0.01 blew it up * Have hidden the Settings from the device Settings app (for new installs only) ------------------------------------------------ If you like Debt Manager, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. For all queries or issues please email support@mhriley.com. We will always try to reply promptly. Many thanks for your support!
Build 5041988v1.02011-12-08 21:57:31
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App performance US

Availability 168 of 168 storefronts

RegionLanguagePriceRatingsAvgVersion
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Reviews 30 reviews · US

★★★★★ · edited
Amazing
I love this app. I am one that I love seeing how much I save in money and time when I pay extra and that is what this does
Steph2689lives2026-04-15
★★★★★
Excellent Budget App
I’ve had this for more than 10 years. I was able keep track of my Debt and helped pay them off
Art 592026-04-11
★★★★★
Love it
I’ve been using this app for years and I’m so happy I came across it, and I’ll keep using it, I hope they don’t take it away!
Bonitalili2026-04-10
★★★★★ · edited
Good app
I used to track everything manually in a file. On this app, I added all my creditors and amounts I owe, plus their corresponding interest rates. I still fill things in manually whenever I make a payment, but it adds everything up for me and gives me payoff month, presuming I’ll make the same payment amount. I can update any of the information at any time and don’t have to add anything up manually anymore. I realize I am not using the full functionality of the app but the way I am using it serves me very well.
WordLover592026-03-19
★★★★★
Love this app
Fun calculator for assisting in paying off debt.
Darthruv92026-02-28
★★★★★ · edited
Excellent
I like this app, you need follow the advice and you will complete your debits thanks
vivo052026-02-23
★★★★★
Life changing
Stick with it and commit and this will be your buddy. I have the full set for maximum improvement.
CultLady2026-02-10
★★★★★
Useful App
This App is easy to use. The debts are easy to set up. Credit cards are shown in a way to help create a plan.
PhilC7892026-01-22
★★★★★
My Thin Wallet
Keeps me going
Eilinski2025-07-18
★★★★★ · edited
Love the app
Helps to see it planned out. How much you can save is a game changer
ary95352025-06-23
★★★★★
Update: will there be updates? Great Tool
Update after using for several years - still love it. I’ve paid off a bunch of debt. Any chance for an update? Last one was years ago. Thanks again for this awesome app. I would pay for an upgrade on this and all your apps! ***update after using app for a year: Still a great one. I’ve gifted it twice and recommended to multiple colleagues and friends. Developer is still super responsive and I finally understand how to export a table showing what payment to make where by month. Just purchased another one of his apps and downloaded two or three freebies. Thanks so much. Keep up the good work.**
AKcL2025-04-07
★★★★★
Simple to use
I’ve used this app for years and it has proven very helpful. It’s not perfect, despite me giving it five stars, but the issues I have are easy to overcome. When a credit card balance reaches zero, it won’t let me put that in. I have to say that I owe $0.01 in order to not get an error message or delete the account - which may a balance again in a week. Obviously, saying that there is a $0.01 balance doesn’t really affect my planning. I’ve been very happy overall.
Contra Medic2025-04-01
★★★★★
Practical
Thank you for creating and releasing this. I like that I can put I in the information myself. I don’t understand the full functionality but I’m looking forward to learn the features to effectively help improve my credit.
Khandilicious2024-12-10
★★★★★
Best Debt Payoff App
This app is by far the best I’ve found for managing/strategizing debt payoff. I’ve tried a bunch, many are “fancier,” but none are better. Only thing I wish it had is a unified payoff schedule. But, going to each debt and turning the phone sideways gives an excellent payoff schedule for each debt independently. I love the promotional period features and the robust list of snowball strategies, which surprised me how close (or far apart) some of the strategies are. Kudos to the developers.
dtwell2024-11-14
★★★★★
Useful
Very useful and is not subscription attached
fafa112024-11-04
★★★★★
Great value for the price
Super easy to set up and very intuitive
Thh2532024-09-10
★★★★★
Meh….. it’s ok
It’s already off by a few dollars I only made the first payment.
ROBMAN482024-07-07
★★★★★
Great App
While trying to organize my budget, I came across the Spending app by the same developers. I’ve been using the Spending app for a long time. I was ecstatic when I found the Debt Manager app. I’m using it the two apps together to reign in my spending and pay off my debts using the snowball method. The interface on both apps are similar, simple and easy to use. I highly recommend the Debt Manager and Spending tracker. If I had one wish, it would be that those two apps were combined. What a powerful tool that would be!
ValF.2024-01-25
★★★★★
Easy to use.
I really like this app. It has helped me redo my budget and help me pay of my student loans. I have been able to easily adjust how I pay and when.
jen.p.2024-01-12
★★★★
Helpful app!
I am happy with this app, it has helped me get a plan together for becoming debt-free.
ehami822023-10-09
★★★★★
Every day expenses
This is confusing as to where do I put everyday expenses and payments on credit cards
NelsKI3052023-06-14
★★★★★
Great app
Let you keep track of your progress and motivates you on paying out your debts faster
SasukeBlaze012023-05-12
★★★★★
Very helpful estimates
Loading in all my debts and then using payoff scenarios with the snowball method is very helpful… and gives hope that I really am getting somewhere… and quickly.
DrWPR2023-03-10
★★★★
Does not work
To summarize: This application has not been updated for several years and no longer works. The calendar dates are completely off. So it is useless.
RV1778777482023-01-12
★★★★★
Really helps me break it down
I’ve never been great at the math or planning part. This app really breaks it down and helps me understand. LOVE IT!
Chiiyne2022-12-12
★★★★★
Debt Manger
I love this app, it’s so detailed and beneficial. Thanks a million😄
★★★★
Like it a lot but could use fix
Really like this app. Could use a fix though. I think most that use this would like to at times change their additional snowball $ amount. Sometimes people have setbacks resulting in less cash or have more cash to use or would like to change how aggressive they are with paying things off. But when I try to do this , I notice that the balance remaining gets messed up which I am guessing also messes up money saved, time saved before payoff, and date of payoff as they would be based on this also. And for every debt after that on the list too. It looks like that is because it applies that change a
Redzone112022-11-09
★★★★★ · edited
So far it’s great
It showed me which option would be best for reducing/eliminating my debt. The only thing I need to check is if it reduces the balance automatically with the payments I have entered
★★★★
Can’t Cancel!
I see no way to cancel my account with this company. Very frustrating
Snor46092022-10-09
★★★★★ · edited
Works great
Wonderfully organized and structured program for helping in budgeting and paying down your dept
Vincysid2022-07-23

Change log 14 changes · US

releaseNotes updated
iOS 26 optimizations Face ID Support Line up columns correctly in amortization table Auto dismiss loan type picker once selection made Prevent chart overlapping
description updated
*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Mon
subtitle updated
Get Out of Debt Fast
name updated
Debt Manager
Version 1.8 released
iOS 26 optimizations Face ID Support Line up columns correctly in amortization table Auto dismiss loan type picker once selection made Prevent chart overlapping notch / dynamic island
Version 1.7.1 released
This update from Apple will improve the functionality of this app. No new features are included. iPhone X support
Version 1.7 released
iOS 11 Optimisations Fix Dropbox Backups Support for iPhone 6 / 6 Plus screen sizes Highlight a debt row once it is paid off
Version 1.6 released
Version 1.6 has the following new features and fixes: - UI has been optimised for iOS 7/8 - Support for larger screens - PDF report can now be previewed and printed via AirPrint - Touch Id option (turn passcode off and on again to activat
Version 1.5 released
Version 1.5 of Debt Manager brings retina graphics for the iPhone and iPad: New Features ============= * Retina graphics * Some UI enhancements Fixes ====== * Fixed problem with certain data causing slow processing or crashes -----
Version 1.4 released
Version 1.4 of Debt Manager has a number of major new features and some fixes: New Features ============= * 'Auto Payments' option (Settings -> Payments) automatically marks payments as 'Paid' once the due date has passed. Still possibl
Version 1.3 released
Version 1.3 of Debt Manager has a couple of new features and some fixes: New Feature ============= * A Balance Transfer sub-balance can now be entered in the 'More Options' section. You can specify the remaining transfer balance and
Version 1.2 released
Version 1.2 of Debt Manager has a couple of exciting new features and a few fixes: New Features ============= * Pay Frequency can now be specified per debt. This allows 'Weekly', 'Fortnightly' and 'Monthly' debts to be tracked. * 'Backu
Version 1.1 released
Version 1.1 of Debt Manager has a couple of new features and some fixes: New Features ============= * If paying a % of the balance, it is now possible to specify a 'Minimum' monetary amount as well * New 'Advanced' debt option to exclud
Version 1.0 released
expanded screenshot