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Sofy Shu
1 review captured · grouped by display name (Apple doesn't publish a unique reviewer id)
★★★★★ Misleading! CapitaOne doesn’t use these ratings for their assessment — Capital One CreditWise · US
Super upset about my recent experience. Based on CreditWise score I have had an ‘excellent’ score for some time now (with a headroom), so based on this, I applied for a Capital One credit card which requires ‘excellent score’. I was declined, due to insufficient score. It turns out, Capital One uses a different provider for their application screening and that provider somehow had a materially lower score for me, which put me just below the threshold of the ‘excellent’ qualification. Not only d