Agila: Finance Coach

What's New in Agila V1.1.0 Meet the new Agila Finance Coach. NEW • Daily Budget Guidance to help you decide how much you can safely spend each day • 15-Day Plan that adapts to your income cycle and upcoming obligations • Debt Freedom Plan with Debt Snowball and Debt Avalanche strategies • Personalized debt payoff forecasts and recommendations • Business Installments support for tracking recurring business obligations IMPROVED • Redesigned Home experience with customizable coach cards • Cleaner and more focused Finance Coach and Business Coach experiences • Enhanced Budget Guide with recommended allocations and actual savings progress • Refreshed UI across Expenses, Installments, Income Sources, Savings Goals, and Finance Coach screens • Optional Help Tooltips for a more personalized experience FIXED • Backup & Restore now preserves wallet transactions and custom icons/images • Improved installment tracking accuracy and no-due-date scenarios • Better support for smaller devices • Performance improvements and bug fixes throughout the app Agila is evolving from a budget tracker into a Finance Coach that helps you make smarter financial decisions every day.

What's New in Agila V1.0.9 New Features • Added Agila Monthly Wrapped with shareable monthly financial recap cards and achievement tiers. • Added Recently Deleted system planning support for safer transaction recovery workflows. • Added Custom Transaction Icons & Logo Uploads for Expenses, Installments, Income Sources, and Who Owe You records. • Added Financial Tier System: • Hatchling Agila (Beginner) • Saver Agila (Intermediate) • Strategist Agila (Advanced) • Master Agila (Elite) • Prosperity Agila (Business) Improvements • Improved Monthly Wrapped visuals with premium full-screen backgrounds and Agila tier artwork. • Improved Income Source scheduling logic for Daily, Weekly, Twice Monthly, and Monthly pay cycles. • Improved recurring expense payment logging with wallet selection, payment date, and notes support. • Improved Business Calendar synchronization so Business Income, Sales, Expenses, and Transactions update globally. • Improved Agila Chat experience with cleaner interface and smarter financial prompts. • Improved small-screen device responsiveness across multiple screens. • Improved wallet tile view layout and transaction card consistency. • Improved transaction icon management with category-based defaults and manual override support. • Added contextual help tooltips for complex financial fields. Fixes • Fixed Business Income transactions not appearing in Business Calendar Dashboard. • Fixed income pay date calculations and recurring income scheduling issues. • Fixed delayed wallet balance updates after adding transactions. • Fixed recurring expense payment workflow inconsistencies. • Fixed transaction synchronization across dashboards, calendars, reports, and wallet views. • Fixed notification language inconsistencies when English is selected. • Fixed icon persistence issues for transaction records. • Fixed various UI alignment, layout, and responsiveness issues. • Fixed multiple bugs affecting transaction updates, payment logging, and financial reporting. Performance & Stability • Faster transaction updates and wallet refresh behavior. • Improved offline-first reliability. • Enhanced overall app stability and performance.

What's New in Agila V1.0.8 Major Finance System Upgrade • New Income Sources screen for managing salary, freelance, business, interest, allowance, and recurring income. • Link income sources directly to wallets/accounts. • Added Monthly Net Income, Gross Income, and Total Deductions tracking. • New salary deduction calculator with estimated Tax, SSS/GSIS, PhilHealth, and Pag-IBIG deductions. • Support for Private Company and Government Employee salary computations. • Added Freelance Income support with tax and voluntary contribution estimates. • Added Auto-Log Income option for recurring income sources. • Wallets can now display Linked Income Sources separately from transaction history. 50/30/20 Budget Guide • New budget allocation system based on recurring monthly net income. • Track: • 50% Needs • 30% Wants • 20% Savings & Investments • Compare actual spending versus ideal budget allocation. • Added Savings & Investment planning recommendations. • Includes Emergency Fund, Pag-IBIG MP2, UITF/GInvest, REITs, Stocks, and custom plans. • Personalized Agila financial recommendations based on current budget health. Wallet & Income Improvements • Improved wallet-to-income source integration. • Transfer actions can now auto-select the originating wallet. • Recurring income uses net income after deductions instead of gross salary. • Better recurring income projections and monthly income calculations. • Improved income source editing, persistence, and deduction tracking. UI/UX Enhancements • New premium Income Sources dashboard. • Improved Add/Edit Income Source experience. • Better dropdown selectors and wallet pickers. • Improved safe-area support for iPhone Dynamic Island and Android devices. • Updated wallet-linked income source visualization. • Enhanced financial summary cards and dashboard insights. Performance & Stability • Fixed income source save/edit persistence issues. • Fixed recurring monthly income calculations. • Fixed deduction aggregation and budget allocation inaccuracies. • Improved wallet balance synchronization with recurring income. • Multiple UI consistency fixes across Income, Wallet, Calendar, and Budget Guide screens.

Agila V1.0.7 - What’s New • Net Balance / Current Balance Rework Current Balance now deducts only auto-pay expenses and auto-pay installments on their actual due dates. Manual entries no longer instantly reduce the wallet balance, making cash flow tracking more accurate and realistic. • Expenses Tile Upgrade The Expenses tile now combines: • Due expenses • Installments • Cash-out deductions Switching to Net Worth mode also updates the title dynamically to “Annual Net Worth”. • Improved Home Card Insights Updated subtitle logic from: • “Mula sa income monthly income” to: • “Mula sa walletNetWorth monthly net worth” for clearer financial visibility. • Shared Installment Utility Refactor Extracted `calculateInstallmentCashOutForCurrentBalance` into a shared utility used by both: • Home screen • income.tsx This ensures consistent Current Balance calculations across the app. • Installment Detail Page Redesign • Wallet picker now uses a clean full-width row layout • Added clearer button structure • Removed standalone Method chips for a cleaner UI • Bug Fixes & Stability Improvements • Fixed crash when installment frequency is undefined • Resolved hanging tabs issue • Improved Metro file-watching stability • Fixed modal alignment inconsistencies • General UI polish and reliability improvements • Performance & Internal Cleanup Additional under-the-hood optimizations and architecture cleanup for smoother navigation and more stable state handling across Agila.

Agila V1.0.6 adds new income planning tools, clearer cash flow visuals, wallet picker improvements, and a smoother app update experience. What’s New: • Income Schedule on Calendar — projected income now appears on the calendar with green dot markings, a new Income Schedule legend, and income details inside the date bottom sheet. • Cash Flow Chart Income Line — income is now plotted as a separate dark green line in the Activity Chart, with area glow, circle dots, metric pill, and legend dot. • In-App Update Notifications — when a newer version is available, Agila now shows a bottom-sheet update reminder that can open the App Store or Play Store. • Wallet Picker Visual Logos — wallet icons now show branded logo images for supported wallets such as ShopeePay, MariBank, and Komo. • Interest Creates Wallet Transactions — enabling interest on income sources now creates wallet transactions, so interest earnings appear in wallet history. • Savings Goal Wallet Depository — credit cards are excluded from the savings destination wallet picker, and the dropdown now shows as a full input field with availability label. • Improved tab bar reliability by replacing BaseButton with Pressable for more responsive navbar icons. • Reduced hero metric font size for cleaner spacing. • General fixes, polish, and stability improvements.

Agila V1.0.5 - What’s New V1.0.5 is one of the biggest upgrades yet, focused on smarter wallet tracking, multi-currency improvements, business finance tools, receipt scanning upgrades, better tutorials, and more accurate financial computations across the entire app. Multi-Currency & FX Conversion Upgrade • Added full FX conversion support using FX Rates API with fallback conversion rates. • Preferred Currency in Settings now auto-converts financial totals system-wide. • Net Balance now correctly computes mixed-currency wallets/accounts. • Wallet balances preserve their original wallet currency. • Asset/Liabilities calculations now support multi-currency accounts accurately. • Improved handling for USD, EUR, PHP, and other foreign currency wallets. Wallet & Account Improvements • Added Default Wallet / Account selection. • Chat with Agila auto-log now deducts from the selected default wallet automatically. • Business Sales and Business Expenses can now link directly to Wallets/Accounts. • Wallet balances now auto-update from: • Business sales • Business expenses • Expenses • Installments • Transfers • Negative wallet balance warnings added before deduction. • Transaction History now updates dynamically when related records are edited. • Wallet Transaction History now supports: • Open/Edit • Delete • Direct navigation to actual detail screens Improved Financial Computation • Net Balance calculations now correctly include: • Multi-currency wallets • Assets • Liabilities • Business-linked transactions • Next Due Date widget now includes recurring expenses, not just installments. • Money Movement This Week now supports: • Expenses • Installments • Auto-pay indicators • Manual Log Payment button Receipt Scanner Revamp • Improved OCR extraction accuracy. • Better support for: • Standard receipts • Utility bills • Meralco bills • Maynilad bills • Improved parsing for: • VAT / TAX • Subtotal • Merchant name • Due dates • Bill references • Reduced incorrect item classification. • Improved Total Amount recognition accuracy. • Added smarter OCR fallback parsing. Business Profile Improvements • Added Wallet linking for: • Business Sales • Business Expenses • Added better Business Backup Center. • Improved export/import support for all business modules. • Added Business PDF export support: • Profit & Loss • Balance Sheet • Statement of Cash Flow Backup / Export / Import Upgrade • Full Backup JSON now supports nearly the entire Agila system. • Improved CSV exports across Personal and Business. • Added safer import/restore handling. • Improved Delete Personal Data / Delete Business Data separation. • Delete All Data now preserves default categories while removing custom data. Coach & Raket Ideas Improvements • Money Lending Tracker moved into Raket Ideas / Income Opportunities. • Improved Raket recommendation flow. • Removed unnecessary premium pressable effects from lending insights. • Expanded coach understanding for: • utang/pautang • Who Owe You • wallet-linked transactions Tutorial System Upgrade • Tutorial highlights now correctly target buttons/components. • Tutorial modals now reposition automatically if blocking highlighted targets. • Fixed missing tutorial overlays on iOS modal stacks. • Improved guided onboarding flow across: • Wallets • Expenses • Installments • Savings • Business tools UI/UX Improvements • Fixed floating Transfer/Add Account button alignment. • Improved fixed header behavior on Account Detail screens. • Improved centered transaction detail modals. • Better premium layouts and spacing consistency. • Improved scroll behavior and sticky controls. Stability & Performance • Improved transaction syncing between modules. • Better wallet/account recalculations. • Safer state handling for edits/deletes. • Improved offline-first data integrity.

Agila V1.0.4 improves notifications, analytics, amount inputs, smarter tracking tools, and overall app experience. What’s new: • Added Who Owe You tracking under Installments for monitoring people who owe you money, payments made, remaining balances, and due dates. • Improved Agila Coach support for utang/pautang questions like “sino may utang saken?” with smarter summaries and tracking insights. • Added Simplified Agila Mode in Settings for users who prefer a cleaner and simpler UI/UX experience across the app. • Added always-visible Raket Ideas in Coach with expandable suggestions and money-making tips. • Added more practical finance tips and Agila usage tips on Home screen. • Improved Simplified Version navbar behavior and navigation consistency. • Added upgraded Backup/Import v3 support for newer Agila data structures and features. • Added Daily Log Reminder under “Remind me” notifications. • Business Analytics now updates properly for 7D / 30D / 3M / 1Y ranges. • Added weekly income support with monthly equivalent hints. • Improved amount formatting with automatic commas while typing. • Improved inventory Category and Supplier dropdown search. • Updated expense styling from yellow/gold to red. • Added Reduce Motion support for Agila flying mascot. • Improved UI consistency and modal behavior across business forms. This update also includes bug fixes, performance improvements, and stability enhancements.

Agila v1.0.3 focuses on stability, onboarding reliability, and overall app performance improvements. What’s new: • Improved onboarding stability and navigation flow • Optimized mascot assets and animation performance • Improved compatibility and UI behavior • Refined dark mode and visual consistency • Improved Business Profile experience for tracking sales, expenses, customers, quotations, invoices, collections, and inventory • Enhanced Coach input handling and transaction parsing • Minor UI/UX polish and bug fixes across the app This update also includes performance optimizations and stability improvements for a smoother Agila experience.

What’s New in V1.0.2 Agila now includes a major Business Profile upgrade designed for business owners and side hustlers. New in this update • Added Business Dashboard with sales, expenses, collections, invoices, quotations, inventory, and analytics • Added premium Business Calendar with daily profit/loss tracking and transaction insights • Added editable Sales, Expenses, Customers, and Suppliers records • Added Customer & Supplier management with reusable contacts and tracking • Added Quotations and Invoices workflows for business operations • Added Receipt Scanner and Receipts Gallery • Added Business export/import support for JSON and CSV backups • Added Business visual filters for monthly, quarterly, and yearly views • Added smarter Agila Business Coach integration connected to your business data • Improved dark mode support across Business screens • Improved UI/UX consistency between Personal and Business profiles • Improved performance, animations, spacing, safe-area handling, and overall app responsiveness • Added auto-formatting for large amounts (example: ₱1,000,000) This update also includes design refinements, bug fixes, and stability improvements across the app.

What’s New in Version 1.0.1 Agila is getting smoother, cleaner, and more helpful. This update includes: • Improved Android UI polish for a cleaner experience • Refined shadows, spacing, and card layouts across key screens • Enhanced Home, Installments, Goals, Calendar, and Income summary cards • Better English and Taglish translation consistency based on your selected language • Improved Calendar activity insights with clearer analytics • Updated Agila Coach and Business Coach wording for a more professional experience • Fixed several layout and navigation issues • Performance and stability improvements for a smoother offline-first experience Thank you for using Agila. More smart finance tools are coming soon.