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SS Benefits Calculator

SS Benefits by Age Calculator
US flag US
1 of 1 storefronts
Content in en-US
Age Rating
4+
Years
Developer
Language
EN
Size
25.1
MB

Information

Apple ID6762075146
Bundle IDio.github.ddojai.socialSecurityCalculator
SellerSeller
Min iOS13.0
Min macOS11.0
Device familiesiphone, ipod
Released2026-04-17
Copyright© 2026 ddojai
Privacy policyLink ↗

Preview 1 platform

iPhone 3 images

iPhone screenshot
iPhone screenshot
iPhone screenshot

What’s New Version 1.0.11

v1.0.11 Update New features - Longevity Sensitivity card: see how your optimal claiming age shifts across a shorter, expected, and longer lifespan — the single biggest factor in the claim-timing decision, at a glance

Description

Wondering when to claim Social Security? This free calculator helps you estimate your monthly benefits at every age from 62 to 70 — powered by the official SSA 2026 formula. Key Features: • Monthly benefit estimate for ages 62–70 • Full Retirement Age (FRA) calculation based on your birth year • Break-even analysis: when does delaying actually pay off? • Lifetime earnings comparison table (projected to age 85) • Visual bar chart comparing all claiming ages • Inputs saved automatically for next time How It Works: Enter your birth year and average annual earnings. The app uses the SSA bend point formula (AIME → PIA) to calculate your Primary Insurance Amount, then applies the official early/delayed claiming factors to show your benefit at every age. Did You Know? Claiming at 70 instead of 62 can increase your monthly check by over 75%. But your break-even age matters — if you don't live past ~80, claiming early may come out ahead. Disclaimer: Estimates are based on the SSA 2026 benefit formula. Actual benefits depend on your full earnings history. Consult SSA.gov or a financial advisor for personalized advice.

Accessibility

ipadiphonemacrealityDevicetvoswatch

Version history 11 versions

Build 886929355v1.0.112026-06-14 05:49:10
v1.0.11 Update New features - Longevity Sensitivity card: see how your optimal claiming age shifts across a shorter, expected, and longer lifespan — the single biggest factor in the claim-timing decision, at a glance
Build 886616025v1.0.102026-06-07 01:05:29
v1.0.10 Update New - Medicare Part B premium and net check estimator: Part B premiums are deducted directly from your SS check. Enter your filing status and MAGI to see your monthly net benefit after Medicare, including any high-earner IRMAA surcharge based on the 2026 brackets
Build 886588181v1.0.92026-06-06 00:18:39
v1.0.9 Update New - Retirement earnings test: if you keep working before Full Retirement Age, see how much of your benefit SSA withholds ($1 per $2 over the 2026 limit) and your net annual benefit by claiming age
Build 886467037v1.0.82026-06-03 14:10:05
v1.0.8 Update New - Federal tax estimate: see what portion of your Social Security benefits may be taxable (IRS combined-income tiers) based on filing status and other income
Build 886313800v1.0.72026-05-30 17:05:35
v1.0.7 Update New Feature - Share your results — the share button now opens the share sheet to send your benefits summary via Messages, email, or any app Previous Updates - Optimal Claiming Age banner shows large age number prominently
Build 885772110v1.0.62026-05-29 20:57:35
v1.0.5 Update Design improvements - Optimal Claiming Age banner now shows large age number prominently - Dark theme consistency improved throughout results screen - Bar chart and table text legibility enhanced
Build 885738417v1.0.42026-05-16 22:31:27
v1.0.4 Update New Features - Interstitial ad - smooth transition ad after every 3 calculations Previous Updates - Dark theme redesign - Improved slider and input field readability - Dark style for scenario saving sheet
Build 885196722v1.0.32026-05-03 01:55:30
v1.0.3 Update UI Improvements - Dark theme redesign - Improved slider and input field readability - Dark style for scenario saving sheet - Enhanced chart colors on results screen
Build 884924166v1.0.22026-04-25 21:41:17
v1.0.2 Update New Features • COLA Adjustment — toggle to show inflation-adjusted future benefit amounts • Scenario Save — save up to 3 input scenarios and reload them anytime • Spousal Benefits — enter spouse earnings to calculate spousal benefit eligibility
Build 884877429v1.0.12026-04-24 16:12:12
v1.0.1 Update New Features - Share summary — tap the share icon on the results screen to copy your full benefits breakdown (PIA, FRA, break-even age, optimal claim age) to the clipboard for easy sharing with a spouse or advisor
Build 884419147v1.0.02026-04-17 16:51:48

No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.

Availability 1 of 1 storefronts

RegionLanguagePriceRatingsAvgVersion
US en-USFree01.0.11

Change log 15 changes · US

releaseNotes updated
v1.0.11 Update New features - Longevity Sensitivity card: see how your optimal claiming age shifts across a shorter, expected, and longer lifespan — the single
description updated
Wondering when to claim Social Security? This free calculator helps you estimate your monthly benefits at every age from 62 to 70 — powered by the official SSA
subtitle updated
SS Benefits by Age Calculator
name updated
SS Benefits Calculator
Version 1.0.11 released
v1.0.11 Update New features - Longevity Sensitivity card: see how your optimal claiming age shifts across a shorter, expected, and longer lifespan — the single biggest factor in the claim-timing decision, at a glance
Version 1.0.10 released
v1.0.10 Update New - Medicare Part B premium and net check estimator: Part B premiums are deducted directly from your SS check. Enter your filing status and MAGI to see your monthly net benefit after Medicare, including any high-earner IRM
Version 1.0.9 released
v1.0.9 Update New - Retirement earnings test: if you keep working before Full Retirement Age, see how much of your benefit SSA withholds ($1 per $2 over the 2026 limit) and your net annual benefit by claiming age
Version 1.0.8 released
v1.0.8 Update New - Federal tax estimate: see what portion of your Social Security benefits may be taxable (IRS combined-income tiers) based on filing status and other income
Version 1.0.7 released
v1.0.7 Update New Feature - Share your results — the share button now opens the share sheet to send your benefits summary via Messages, email, or any app Previous Updates - Optimal Claiming Age banner shows large age number prominently
Version 1.0.6 released
v1.0.5 Update Design improvements - Optimal Claiming Age banner now shows large age number prominently - Dark theme consistency improved throughout results screen - Bar chart and table text legibility enhanced
Version 1.0.4 released
v1.0.4 Update New Features - Interstitial ad - smooth transition ad after every 3 calculations Previous Updates - Dark theme redesign - Improved slider and input field readability - Dark style for scenario saving sheet
Version 1.0.3 released
v1.0.3 Update UI Improvements - Dark theme redesign - Improved slider and input field readability - Dark style for scenario saving sheet - Enhanced chart colors on results screen
Version 1.0.2 released
v1.0.2 Update New Features • COLA Adjustment — toggle to show inflation-adjusted future benefit amounts • Scenario Save — save up to 3 input scenarios and reload them anytime • Spousal Benefits — enter spouse earnings to calculate spousal
Version 1.0.1 released
v1.0.1 Update New Features - Share summary — tap the share icon on the results screen to copy your full benefits breakdown (PIA, FRA, break-even age, optimal claim age) to the clipboard for easy sharing with a spouse or advisor
Version 1.0.0 released
expanded screenshot