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What’s New Version 1.5.3
Startup and investment contracts, in plain words. We've rewritten the guidance for SAFEs, stock options, phantom shares, founder agreements and more, so terms like vesting, dilution and valuation cap are explained simply on every choice. In Spain, the text now reflects the Startups Law, including real share options for SLs and the tax-free allowance for team equity.
Description
firmas.io is your personal legal wallet. Manage every contract in your life — rental, insurance, utilities, family agreements — from a single place, with real privacy.
REAL PRIVACY, NOT PROMISES
Your contracts live only on your device. Our servers cannot read your information — not even us. When you negotiate with another party, the data travels end-to-end encrypted (AES-256-GCM).
NEGOTIATE FAIRLY
Share an invite link and negotiate the terms of your contract point by point. Each side sets their preferences and an algorithm calculates a fair compromise for both. No pressure, no fine print.
AI ANALYSIS
Scan any contract — electricity bill, insurance policy, lease — and the AI explains in plain language what it says, which risks it carries, and which dates matter.
ADVANCED ELECTRONIC SIGNATURE
Sign contracts with a Simple Electronic Signature (SES) or an Advanced Electronic Signature (AES) built on ECDSA P-256 cryptography, designed in line with eIDAS. Every signature is anchored to the blockchain for cryptographic verification.
FOR YOUR WHOLE CONTRACTUAL LIFE
- Rental: negotiate and sign leases under local law
- Family: wills, family agreements, mutual-consent divorce
- Utilities: power, gas, water, internet — understand the terms
- Insurance: home, auto, health, life — make sense of your policy
- Personal: loans between people with clear conditions
- Services: terms of use for apps and platforms
BLOCKCHAIN VERIFICATION
A cryptographic hash of each signed contract is anchored to the Base L2 blockchain. This lets anyone cryptographically verify that the document existed at that exact moment, without ever revealing its contents. Cost to you: zero.
Terms of Use: https://firmas.io/terms
Privacy Policy: https://firmas.io/privacy
In-App Purchases US pricing
Firmas Pro Subscription
Monthly$1.99
Capabilities
In-App Purchases
Accessibility
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Version history 23 versions
Build 887051806v1.5.32026-06-16 22:06:42
Startup and investment contracts, in plain words. We've rewritten the guidance for SAFEs, stock options, phantom shares, founder agreements and more, so terms like vesting, dilution and valuation cap are explained simply on every choice. In Spain, the text now reflects the Startups Law, including real share options for SLs and the tax-free allowance for team equity.
Build 886687487v1.5.22026-06-09 01:40:28
Minor UX improvements. Bug fixes.
Build 886623054v1.5.12026-06-07 15:35:12
Business contracts get easier. You can now go through any business-contract setup in your app's language — even when the contract itself is written in another country's language (the final document stays in that language so it remains valid). Many more contracts now use a simple, step-by-step setup with plain-language explanations on every choice. And data-processing agreements now let you choose whether you're the controller or the processor.
Build 886551089v1.5.02026-06-05 14:06:55
New: business contracts. Alongside your rentals, bills and family documents, you can now create professional agreements between companies: NDAs, service and employment contracts, and startup paperwork like SAFEs, term sheets and shareholder agreements. The trickiest ones are broken into simple steps with plain-language explanations, so every choice makes sense even if you've never seen legal jargon. Available in Spain and the United States to start.
Build 886125397v1.4.62026-05-26 18:17:11
firmas now uses the OS age range as one more input to Adult credentials (Apple Declared Age Range on iOS 26+; Google Play Age Signals where available), never your birthdate. The Vouch explainer is more honest about the blockchain anchor: it's the audit trail for your real handshakes, not proof of who you are. A "Learn more" link opens the public attestation scope. Residency credentials refresh every 6 months so the location signal stays current.
Build 886085361v1.4.52026-05-25 18:08:56
Minor UX improvements. Bug fixes.
Build 885989893v1.4.42026-05-22 19:56:36
• Redesigned home: identity, credentials and Karma at a glance.
• Settings reorganized.
Build 885889178v1.4.32026-05-20 16:49:23
• New advanced insight "Gaps in your contracts": surfaces clauses that may not hold up under your jurisdiction's consumer law.
• Karma exchanges polished: a gentle petal animation while you wait, and larger, clearer cards to accept incoming Karma.
Build 885793859v1.4.22026-05-18 22:19:07
Minor UX improvements. Bug fixes.
Build 885766813v1.4.12026-05-17 21:45:12
• Redesigned home: identity, credentials and Karma at a glance.
• Settings reorganized.
Build 885738603v1.3.92026-05-16 17:13:47
Minor UX improvements. Bug fixes.
Build 885442345v1.3.82026-05-10 05:26:21
Minor UX improvements. Bug fixes.
Build 885262574v1.3.62026-05-05 16:22:02
Smarter cost detection. The recurring-cost editor now pre-fills the amount and frequency on three out of four scanned bills (up from one in four) — gas, electricity, water, mobile, streaming and insurance figures the AI summary already named are now caught reliably.
Better renewal alerts for insurance. If your annual premium is due in the next 60 days, the action feed now surfaces it as a renewal — even when the policy itself runs another year. A real "month-before" warning for the documents that matter most.
Polish: airlines now file under one-off Transport (a flight ticket isn't a subscription); English copy uses "Handwritten will" instead of "Holographic will" everywhere.
Build 885300042v1.3.72026-05-05 23:26:45
Minor UX improvements. Bug fixes.
Build 885198527v1.3.52026-05-03 16:56:32
Insights get smarter. A new Action Feed surfaces what to do next — renewal traps, deposit clocks, flight-compensation eligibility — across every vault.
Pre-stored utility, insurance and airline picks now file automatically under "General terms" so they don't bury your real bills. A new chip on every contract lets you flip between general terms and your own specific charges in one tap.
Pull down on any vault list to refresh. Privacy section reflects our move to a more accurate analyser. Plus: clearer "What's Happening?" on disputes, plain-English will copy, and a fix for an edge case where utility bills were occasionally being read as flight tickets.
Build 885139574v1.3.42026-05-01 17:18:06
• "Receive a contract" reliably opens the invite from the QR your counterparty shows you — no more stuck loading screens or "expired link" errors.
• Accepted service contracts now persist correctly in your wallet instead of disappearing after the green confirmation.
• The status feedback card (Active / Completed / Something went wrong) is back on service contracts, so you can flag a dispute and access Karma compensation if a deal goes wrong.
• The provider catalog (Netflix, Spotify, Iberia, etc.) only appears when you're a buyer of a subscription — not when you're offering a service yourself.
• Brand-consistent confirmation screen and cleaner handling of optional fields after accepting an invite.
Build 885101673v1.3.32026-04-30 18:49:40
• In-person QR handshake between two iPhones works again (was failing in 1.3.2 with "Error loading the invitation").
• Signed contracts now show a permanent cryptographic signature stamp with both parties' names, dates and hashes.
• Wizard clauses follow your chosen UI language; binding contract text stays in the jurisdiction's official language for legal validity.
• Generated rental PDFs and holographic-will text always render in the jurisdiction's language so they're valid before a notary.
• Existing digital wills skip the setup wizard and open directly on your trustees + threshold summary.
Build 885054066v1.3.22026-04-29 23:34:09
Bug fixes and stability improvements.
Build 884991718v1.3.12026-04-28 16:28:48
Firmas now tracks your recurring spend.
• A new "Recurring cost" card on every utility, insurance, rental and subscription contract — add an amount and frequency once and Insights includes it in your monthly + quarterly totals.
• When you scan a bill, we now read the amount and period straight from the document and pre-fill the cost card so saving is one tap.
• Insights now shows a quarterly spend estimate alongside the monthly total.
• Amounts display in your country's currency (USD, EUR, GBP, MXN, ARS, BRL, NGN, JPY, IDR) — was hardcoded to EUR before.
• Receipt links shared via Signal / SMS now stay clickable end-to-end.
• Live "connected" feedback during QR-handshake invitations.
• Polish: Karma branding consistency across all screens.
Build 884911183v1.2.02026-04-25 17:40:58
• Rentals export as a ready-to-sign PDF — full contract for your jurisdiction, with both e-signatures.
• Power of attorney: required expiration date, upload the notarized scan to activate.
• Handwritten wills reflect your wizard choices, let you re-share the hiding place with depositaries anytime, and surface a "who gets what" summary once signed.
• Home swaps the old "Security %" tile for a tappable Pending count that jumps to Signatures.
• Loan invites clearly say "wants to lend you money" or "wants to borrow from you" instead of a generic agreement.
• Services skip the signing step — acceptance IS the contract, ready for "I received payment".
• Dozens of smaller negotiation-flow, accessibility, and clarity fixes.
Build 884738462v1.1.02026-04-21 20:06:15
Now live in 11 countries with local legal templates. New plan structure: create up to 3 contracts per month for each category at no cost. Digital-will improvements and 7-language localization.
Build 884109751v1.02026-04-16 02:50:10
Build 884590113v1.0.12026-04-16 20:42:52
Performance improvements and bug fixes. Reduced battery usage when viewing contracts.
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Availability 1 of 1 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
| US | en-US | Free | 2 | 5.0 | 1.5.3 |
Change log 27 changes · US
✎
releaseNotes updated
Startup and investment contracts, in plain words. We've rewritten the guidance for SAFEs, stock options, phantom shares, founder agreements and more, so terms l
✎
description updated
firmas.io is your personal legal wallet. Manage every contract in your life — rental, insurance, utilities, family agreements — from a single place, with real p
✎
subtitle updated
Your contracts under control.
✎
name updated
Firmas.io
◆
Version 1.5.3 released
Startup and investment contracts, in plain words. We've rewritten the guidance for SAFEs, stock options, phantom shares, founder agreements and more, so terms like vesting, dilution and valuation cap are explained simply on every choice. In
◆
Version 1.5.2 released
Minor UX improvements. Bug fixes.
◆
Version 1.5.1 released
Business contracts get easier. You can now go through any business-contract setup in your app's language — even when the contract itself is written in another country's language (the final document stays in that language so it remains valid
◆
Version 1.5.0 released
New: business contracts. Alongside your rentals, bills and family documents, you can now create professional agreements between companies: NDAs, service and employment contracts, and startup paperwork like SAFEs, term sheets and shareholder
◆
Version 1.4.6 released
firmas now uses the OS age range as one more input to Adult credentials (Apple Declared Age Range on iOS 26+; Google Play Age Signals where available), never your birthdate. The Vouch explainer is more honest about the blockchain anchor: it
◆
Version 1.4.5 released
Minor UX improvements. Bug fixes.
◆
Version 1.4.4 released
• Redesigned home: identity, credentials and Karma at a glance.
• Settings reorganized.
◆
Version 1.4.3 released
• New advanced insight "Gaps in your contracts": surfaces clauses that may not hold up under your jurisdiction's consumer law.
• Karma exchanges polished: a gentle petal animation while you wait, and larger, clearer cards to accept incoming
◆
Version 1.4.2 released
Minor UX improvements. Bug fixes.
◆
Version 1.4.1 released
• Redesigned home: identity, credentials and Karma at a glance.
• Settings reorganized.
◆
Version 1.3.9 released
Minor UX improvements. Bug fixes.
◆
Version 1.3.8 released
Minor UX improvements. Bug fixes.
◆
Version 1.3.7 released
Minor UX improvements. Bug fixes.
◆
Version 1.3.6 released
Smarter cost detection. The recurring-cost editor now pre-fills the amount and frequency on three out of four scanned bills (up from one in four) — gas, electricity, water, mobile, streaming and insurance figures the AI summary already name
◆
Version 1.3.5 released
Insights get smarter. A new Action Feed surfaces what to do next — renewal traps, deposit clocks, flight-compensation eligibility — across every vault.
Pre-stored utility, insurance and airline picks now file automatically under "General t
◆
Version 1.3.4 released
• "Receive a contract" reliably opens the invite from the QR your counterparty shows you — no more stuck loading screens or "expired link" errors.
• Accepted service contracts now persist correctly in your wallet instead of disappearing aft
◆
Version 1.3.3 released
• In-person QR handshake between two iPhones works again (was failing in 1.3.2 with "Error loading the invitation").
• Signed contracts now show a permanent cryptographic signature stamp with both parties' names, dates and hashes.
• Wizard
◆
Version 1.3.2 released
Bug fixes and stability improvements.
◆
Version 1.3.1 released
Firmas now tracks your recurring spend.
• A new "Recurring cost" card on every utility, insurance, rental and subscription contract — add an amount and frequency once and Insights includes it in your monthly + quarterly totals.
• When you
◆
Version 1.2.0 released
• Rentals export as a ready-to-sign PDF — full contract for your jurisdiction, with both e-signatures.
• Power of attorney: required expiration date, upload the notarized scan to activate.
• Handwritten wills reflect your wizard choices, le
◆
Version 1.1.0 released
Now live in 11 countries with local legal templates. New plan structure: create up to 3 contracts per month for each category at no cost. Digital-will improvements and 7-language localization.
◆
Version 1.0.1 released
Performance improvements and bug fixes. Reduced battery usage when viewing contracts.
◆
Version 1.0 released