Dinero - Money Manager

Meet Dinero — your personal financial companion and smart wealth manager, built exclusively for the Egyptian market. Dinero goes beyond just tracking where your money goes; it actively helps you manage it better, giving you the advice and insights needed to make smarter financial decisions. Whether you're trying to hit an aggressive savings goal, manage complex installment plans, or simply gain control over daily spending, Dinero is the advisor in your pocket—fully in Arabic or English. SMART FINANCIAL COMPANION Dinero doesn't just record numbers; it analyzes them to surface insights that help you save more and make smarter choices. TRACK EVERY POUND WITH CONTEXT Log income and expenses across built-in categories—or create your own custom ones to match how you actually spend. Pick from Egyptian payment methods like InstaPay, Vodafone Cash, Orange Cash, Etisalat Cash, and Fawry, so you always know exactly *how* and *why* you spent. PER-ACCOUNT STATEMENTS See a full transaction history per account filtered by month, with separate totals for income, expenses, transfers, and credit card charges—so you always have a clear picture of each account's activity. PROACTIVE BUDGET MANAGEMENT Create category budgets and let Dinero keep you on track. Get warned *before* you overspend, not after. Watch your progress with live spending bars so you can adjust your habits in real-time. STAY AHEAD OF SUBSCRIPTIONS & BILLS Never get caught off-guard by an auto-renewal again. Dinero manages all your active subscriptions—Netflix, Spotify, gym memberships—and gives you the heads-up before you're charged. MANAGE FIXED COSTS Log rent, internet, and any other fixed monthly expenses separately. Dinero separates the immovable costs from your flexible spending so your daily budget insights stay accurate and actionable. MASTER YOUR INSTALLMENTS (BNPL) Keep strict control over your debt. Dinero tracks your installment plans so you can always see exactly what's paid, what's outstanding, and how much of your future income is already spoken for. BANK CARDS & CREDIT CARDS Link debit and credit cards to your bank accounts. Credit card spending is tracked across billing cycles so you always know what's owed in the current cycle versus the next—and payments are recorded with a full deduction from the linked account. LIVE ASSET TRACKING & NET WORTH Log everything you own—savings, gold, government bonds, EGX-listed stocks, real estate, crypto, and more. Gold, stock, and crypto prices update automatically so your net worth is always current without any manual effort. DEEP FINANCIAL INSIGHTS Beautiful, easy-to-read charts show your monthly spending by category, income vs. expenses, and long-term trends. Go beyond the numbers with AI-powered investment recommendations tailored to your income and risk profile, plus personalized financial advice to help you grow and protect your wealth. APPLE PAY AUTO-LOG & BACK TAP Dinero can detect Apple Pay transactions and log them to the right account automatically. Set up Back Tap as a shortcut to add a transaction in one gesture without even unlocking your phone. DAILY SNAPSHOT Get a nightly summary of the day's spending so you always know where you stand before bed—and tap the notification to jump straight into the details. CLOUD BACKUP Automatically back up your data to iCloud or Google Drive with end-to-end encryption. Restore everything on a new device without losing a single transaction. WORKS OFFLINE No internet connection required. All your financial decisions happen securely right on your device. BUILT FOR EGYPT - Full Arabic (RTL) and English support — switch languages live without restarting the app - Egyptian Pound (EGP) as default currency - Egyptian payment methods built in - Popular local subscriptions pre-loaded ABSOLUTE PRIVACY Your financial data is yours alone. It never leaves your device. No accounts, no cloud sync, no ads. Just you and your money.