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Udhaari - Loan & EMI Tracker
Track Debts & Set EMI Reminder
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Information
Preview 1 platform
iPhone 7 images
What’s New Version 2.3.0
- A new coach mark system now walks you through key features the first time you use them.
- Upcoming Expenses now shows the next 30 days instead of just the current month.
- Updated illustrations to make the onboarding experience feel cleaner and more polished.
Description
Managing multiple EMIs is stressful. Home loans, personal loans, car loans, credit card EMIs — Udhaari puts everything in one place. Track your balances, never miss a payment, and always know exactly what you owe and when.
Track Every Loan in One Place
Add all your loans and see your total debt, outstanding balance, and upcoming EMIs at a glance. Udhaari supports:
- Home Loan
- Car Loan
- Personal Loan
- Credit Card EMI
- Overdraft & Flexi Loan
- Friends & Family Loan
No more switching between bank apps or digging through paperwork. Everything in one dashboard.
EMI Reminders That Actually Work
Set automatic reminders before every EMI due date. Never pay a late fee again. Udhaari keeps your repayment schedule front and center so you're always one step ahead.
Full Amortization Schedule
See a complete month-by-month breakdown of your loan — principal, interest, and outstanding balance — for every EMI. Understand exactly where your money is going and how long until you're debt-free.
Prepayment & Foreclosure Planning
Thinking of making a prepayment? Udhaari shows you exactly how much interest you save and how it impacts your remaining schedule. Make smarter decisions about your money.
Track Informal Loans Too
Borrowed from a family member? Lent money to a friend? Add it to Udhaari just like a bank loan — with repayment schedules, reminders, and a clear record of every transaction.
Recurring Expense Tracking
Track regular financial commitments — insurance premiums, subscriptions, rent, SIP payments — on any frequency. Daily, weekly, monthly, quarterly, half-yearly, yearly, or every N days. Never lose track of a recurring obligation again.
Secure Cloud Backup & Multi-Device Sync
Your financial data is encrypted and backed up securely. Switch phones without losing a single record. Access your loans from any device, anytime.
Export to PDF & Excel
Generate clean reports of your loan history and repayment schedule. Save them for your records or share with family.
Who Uses Udhaari
- Salaried professionals managing home loan and personal loan EMIs
- Anyone juggling credit card EMIs alongside bank loans
- People with overdraft or flexi loan accounts wanting clarity on outstanding balance
- Anyone who has borrowed from or lent to family and friends
- Anyone who wants to plan prepayments and get debt-free faster
Download Udhaari — India's Loan & EMI Tracker
Free to start. No bank account linking required. No hidden charges. Just honest, simple loan tracking built for India.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
In-App Purchases IN pricing
Udhaari Pro Subscription
Monthly₹ 129
Yearly 7-day free trial₹ 899
Capabilities
In-App Purchases
Accessibility
ipadiphonemacrealityDevicetvoswatch
Version history 19 versions
Build 886771549v2.3.02026-06-10 18:39:47
- A new coach mark system now walks you through key features the first time you use them.
- Upcoming Expenses now shows the next 30 days instead of just the current month.
- Updated illustrations to make the onboarding experience feel cleaner and more polished.
Build 885906416v2.2.12026-05-20 20:56:16
Early EMI payments - Pay off your FF loan EMIs ahead of schedule.
Onboarding walkthrough - New users now get a quick intro before signing up.
FF loans up to 360% yearly RoI - Higher interest rate loans are now supported.
Loan Mix shows principal outstanding - See what you actually owe, not just loan totals.
Bug fix: FF loan creation at higher rates - Fixed an issue blocking certain FF loan creations.
Build 885487161v2.2.02026-05-11 02:57:26
- Now you can add flat interest rate and select EMI or One Time payment option while creating Friends & Family loans.
- Added a chart for loan type breakdown in dashboard.
- Added a new filter in Expenses tab to quickly see what's due today.
Build 885060211v2.1.02026-04-29 18:08:36
- Introducing Udhaari Pro.
- Bug fixes and UI enhancements.
Build 884627897v2.0.12026-04-17 22:18:28
- Minor bug fixes.
Build 884493297v2.0.02026-04-15 20:54:27
A Brand New Udhaari!
We've completely redesigned the app with new look, new navigation, and a smoother experience throughout. Everything is where you'd expect it, and faster to get to.
- Monthly expenses now appear directly on your dashboard for a quicker overview.
- New loan mix chart gives you a visual breakdown of your loans at a glance.
- Fresh UI for Upcoming Payments and Loans Overview sections.
- Minor bug fixes and performance improvements.
Build 883585842v1.8.02026-03-20 22:34:51
- Add recurring expenses to track all financial obligations in Udhaari at one place.
- Set notifications for recurring expenses to avoid payment delays.
- Minor UI changes.
Build 883045370v1.7.12026-03-05 17:36:55
Minor bug fixes.
Build 881553689v1.7.02026-01-16 23:17:44
- Introducing a new Overdraft loan option for more financial flexibility.
- Updated edit screen to easily update loan names and descriptions.
- New "Bad Debt" option to mark money that cannot be recovered from friends or family.
- Cleaner loan cards that focus on your outstanding balance instead of total paid amounts.
- Increased the loan limit from 25 to 50 so you can track more transactions.
- Fixed a bug to ensure your dashboard always shows the correct number of loans.
Build 880966036v1.6.22025-12-24 09:31:55
- The app now shows your last saved data if there’s a temporary network issue loading the dashboard, loans, or transactions.
- In-app notifications are now more relevant, showing only recent updates instead of very old alerts.
- Minor bug fixes.
Build 880590940v1.6.12025-12-12 20:44:25
- Minor bug fixes and UI enhancements.
Build 880180906v1.6.02025-11-30 00:33:50
- Push notifications are now enabled for important updates.
- Get reminders for your upcoming EMIs, dues, and receivables.
- Enjoy a smoother onboarding experience with our new intro screens.
- You can add your monthly income to see monthly savings and shortfalls right on the Schedule screen.
- Improved UI across the app for a better experience.
Build 879888115v1.5.12025-11-19 06:08:32
Fixed sending OTP issues.
Build 879909087v1.5.22025-11-19 21:41:32
- Improved login process.
- Added contact support button on login screen.
- UI enhancements.
Build 879832220v1.5.02025-11-18 11:21:49
- Added support for Friends & Family loans.
- Added support for Credit Card loans.
- New “Given Loans” tab to track money you’ve lent.
- New app theme colors for a refreshed look.
- Added a “Rate Us” prompt to share your feedback.
- Increased loan creation limit to 25 loans.
- Improved loan list layout with better section dividers.
- Improved loan details for clearer interest types and loan-specific info.
- Fixed minor alignment and padding issues for a smoother experience.
Build 879244785v1.4.02025-10-27 19:56:31
- You can now make part-payments for Personal and Vehicle loans.
- View complete Amortization Table right from your loan details screen.
- Simplified dashboard — removed extra icons for a cleaner look.
- Fixed a minor bugs.
Build 878892495v1.3.02025-10-14 15:37:12
• New Account Settings section in the More screen.
• Gamified progress bar to track your profile completion on the More screen.
• A new Debt-Free Progress component on the dashboard to visualize your repayment journey.
• Added Pending EMIs amount for the current month on the Schedule screen.
• Moved Logout and Delete Account options to the new My Account screen.
• Automatically hide filters when no loans are available.
• Fixed multiple user-reported bugs for smoother performance.
Build 878253919v1.2.02025-09-20 04:22:42
- You can now add home loans along with personal and vehicle loans for tracking.
- Increased loan creation limit from 5 to 10.
- UI enhancements.
- More information added to loan PDF and Excel file reports.
- Added FAQs in Help & Support section.
- Minor bug fixes.
Build 875486738v1.1.02025-08-27 06:10:35
Price history by region
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Availability 1 of 174 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
| IN | en-GB | Free | 16 | 4.9 | 2.3.0 |
Not available in: AE, AF, AG, AI, AL, AM, AO, AR, AT, AU, AZ, BA, BB, BE, BF, BG, BH, BJ, BM, BN, BO, BR, BS, BT, BW, BY, BZ, CA, CD, CG, CH, CI, CL, CM, CN, CO, CR, CV, CY, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, FJ, FM, FR, GA, GB, GD, GE, GH, GM, GR, GT, GW, GY, HK, HN, HR, HU, ID, IE, IL, IQ, IS, IT, JM, JO, JP, KE, KG, KH, KN, KR, KW, KY, KZ, LA, LB, LC, LK, LR, LT, LU, LV, LY, MA, MD, ME, MG, MK, ML, MM, MN, MO, MR, MS, MT, MU, MV, MW, MX, MY, MZ, NA, NE, NG, NI, NL, NO, NP, NR, NZ, OM, PA, PE, PG, PH, PK, PL, PT, PW, PY, QA, RO, RS, RU, RW, SA, SB, SC, SE, SG, SI, SK, SL, SN, SR, ST, SV, SZ, TC, TD, TH, TJ, TM, TN, TO, TR, TT, TW, TZ, UA, UG, UY, UZ, VC, VE, VG, VN, VU, XK, YE, ZA, ZM, ZW
Change log 23 changes · IN
✎
releaseNotes updated
- A new coach mark system now walks you through key features the first time you use them.
- Upcoming Expenses now shows the next 30 days instead of just the cur
✎
description updated
Managing multiple EMIs is stressful. Home loans, personal loans, car loans, credit card EMIs — Udhaari puts everything in one place. Track your balances, never
✎
subtitle updated
Track Debts & Set EMI Reminder
✎
name updated
Udhaari - Loan & EMI Tracker
◆
Version 2.3.0 released
- A new coach mark system now walks you through key features the first time you use them.
- Upcoming Expenses now shows the next 30 days instead of just the current month.
- Updated illustrations to make the onboarding experience feel clean
◆
Version 2.2.1 released
Early EMI payments - Pay off your FF loan EMIs ahead of schedule.
Onboarding walkthrough - New users now get a quick intro before signing up.
FF loans up to 360% yearly RoI - Higher interest rate loans are now supported.
Loan Mix shows prin
◆
Version 2.2.0 released
- Now you can add flat interest rate and select EMI or One Time payment option while creating Friends & Family loans.
- Added a chart for loan type breakdown in dashboard.
- Added a new filter in Expenses tab to quickly see what's due tod
◆
Version 2.1.0 released
- Introducing Udhaari Pro.
- Bug fixes and UI enhancements.
◆
Version 2.0.1 released
- Minor bug fixes.
◆
Version 2.0.0 released
A Brand New Udhaari!
We've completely redesigned the app with new look, new navigation, and a smoother experience throughout. Everything is where you'd expect it, and faster to get to.
- Monthly expenses now appear directly on your dashbo
◆
Version 1.8.0 released
- Add recurring expenses to track all financial obligations in Udhaari at one place.
- Set notifications for recurring expenses to avoid payment delays.
- Minor UI changes.
◆
Version 1.7.1 released
Minor bug fixes.
◆
Version 1.7.0 released
- Introducing a new Overdraft loan option for more financial flexibility.
- Updated edit screen to easily update loan names and descriptions.
- New "Bad Debt" option to mark money that cannot be recovered from friends or family.
- Cleaner l
◆
Version 1.6.2 released
- The app now shows your last saved data if there’s a temporary network issue loading the dashboard, loans, or transactions.
- In-app notifications are now more relevant, showing only recent updates instead of very old alerts.
- Minor bug f
◆
Version 1.6.1 released
- Minor bug fixes and UI enhancements.
◆
Version 1.6.0 released
- Push notifications are now enabled for important updates.
- Get reminders for your upcoming EMIs, dues, and receivables.
- Enjoy a smoother onboarding experience with our new intro screens.
- You can add your monthly income to see monthly
◆
Version 1.5.2 released
- Improved login process.
- Added contact support button on login screen.
- UI enhancements.
◆
Version 1.5.1 released
Fixed sending OTP issues.
◆
Version 1.5.0 released
- Added support for Friends & Family loans.
- Added support for Credit Card loans.
- New “Given Loans” tab to track money you’ve lent.
- New app theme colors for a refreshed look.
- Added a “Rate Us” prompt to share your feedback.
- Increas
◆
Version 1.4.0 released
- You can now make part-payments for Personal and Vehicle loans.
- View complete Amortization Table right from your loan details screen.
- Simplified dashboard — removed extra icons for a cleaner look.
- Fixed a minor bugs.
◆
Version 1.3.0 released
• New Account Settings section in the More screen.
• Gamified progress bar to track your profile completion on the More screen.
• A new Debt-Free Progress component on the dashboard to visualize your repayment journey.
• Added Pending EMIs
◆
Version 1.2.0 released
- You can now add home loans along with personal and vehicle loans for tracking.
- Increased loan creation limit from 5 to 10.
- UI enhancements.
- More information added to loan PDF and Excel file reports.
- Added FAQs in Help & Support se
◆
Version 1.1.0 released