Home › Finance
Information
Preview 2 platforms
iPhone 7 images
iPad 7 images
What’s New Version 1.3.0
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
You no longer are required to login - using CloudKit, your data is stored securely in iCloud.
Description
The budgeting app that respects your wallet AND your privacy.
Budget Zero uses zero-based envelope to budget down to zero - without linking your bank account or tracking your data. Join countless users who've taken control of their money the simple way.
WHY BUDGET ZERO?
• Affordable - A fraction of the cost of other budgeting apps.
• Private - No bank linking. No data selling. Your finances stay yours.
• Simple - Manual entry keeps you mindful of every transaction
• Powerful - Full envelope budgeting with monthly budget periods
HOW IT WORKS
1. Add your accounts (checking, savings, credit cards, cash)
2. Create budget categories and organize them into groups
3. Assign dollars to each category every month
4. Log transactions and watch your budget update in real time
5. Reach zero - every dollar has a job
FEATURES
• Zero-based envelope budgeting system
• Multiple account support (checking, savings, credit, cash)
• Monthly budget periods with easy month-to-month navigation
• Budget groups for organized category management
• Transaction tracking with payee, date, and category
• Credit card budget tracking
• iCloud-synced across your devices
• Works offline - no internet required to budget
• Clean, distraction-free interface
• Dark mode support
BUDGET ZERO PRO
Unlock additional features with an affordable one-time or low-cost subscription - a fraction of what competitors charge.
Take control of your money. Download Budget Zero today.
About Subscriptions:
• Subscription Name: Budget Zero Pro
• Subscription Length: 1 Month or 1 Year (Auto-renewable)
• Subscription Price: $3.99/month or $19.99/year
• Payment will be charged to your iTunes Account at confirmation of purchase.
• Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period.
• You can manage or turn off auto-renew in your Apple ID Account Settings at any time after purchase.
Links:
• Privacy Policy: https://sites.google.com/view/budget-zero-privacy-policy
• Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Capabilities
In-App Purchases
Accessibility
ipadiphonemacrealityDevicetvoswatch
Version history 11 versions
Build 887242802v1.3.02026-06-21 18:37:16
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
You no longer are required to login - using CloudKit, your data is stored securely in iCloud.
Build 884856097v1.2.62026-04-23 23:22:37
redesigned editing experience - save and delete actions are now inline with haptic feedback and unsaved-change protection. smarter review prompts at natural milestones. improved stability and performance.
Build 883233388v1.2.22026-03-11 01:39:09
Thanks for using Budget Zero! This update includes stability improvements and under-the-hood refinements to keep things running smoothly.
Build 883277286v1.2.42026-03-11 23:32:44
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
Build 882957144v1.2.02026-03-07 18:55:03
Bug fixes and performance improvements to keep your budget running smoothly.
• month picker now includes year navigation, making it easier to review or plan past and future months
• fixed a bug where "ready to assign" could show an incorrect amount after switching months
• transactions now load faster throughout the app
Build 873411357v1.0.82025-03-21 10:02:10
Updates month picker for easier selection of year and month.
Build 867692858v1.0.72024-07-23 22:34:22
Addresses an issue with ready to assign values.
Build 867597543v1.0.62024-07-19 07:00:28
Performance and UI improvements.
Build 867528267v1.0.52024-07-16 23:20:40
Performance improvements.
Fixes issue with tap area for a few buttons in Settings.
Build 867442274v1.0.32024-07-13 12:16:33
Adds reminders
Small UI changes
Build 864987082v1.02024-07-12 04:01:46
No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.
Availability 1 of 1 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
US | en-US | Free | 4 | 5.0 | 1.3.0 |
Change log 15 changes · US
✎
releaseNotes updated
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
You no longer are required to login - using CloudKit, your data is st
✎
description updated
The budgeting app that respects your wallet AND your privacy.
Budget Zero uses zero-based envelope to budget down to zero - without linking your bank account o
✎
subtitle updated
Simple Private Money Tracker
✎
name updated
Budget Zero: Envelope Planner
◆
Version 1.3.0 released
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
You no longer are required to login - using CloudKit, your data is stored securely in iCloud.
◆
Version 1.2.6 released
redesigned editing experience - save and delete actions are now inline with haptic feedback and unsaved-change protection. smarter review prompts at natural milestones. improved stability and performance.
◆
Version 1.2.4 released
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements.
◆
Version 1.2.2 released
Thanks for using Budget Zero! This update includes stability improvements and under-the-hood refinements to keep things running smoothly.
◆
Version 1.2.0 released
Bug fixes and performance improvements to keep your budget running smoothly.
• month picker now includes year navigation, making it easier to review or plan past and future months
• fixed a bug where "ready to assign" could show an inc
◆
Version 1.0.8 released
Updates month picker for easier selection of year and month.
◆
Version 1.0.7 released
Addresses an issue with ready to assign values.
◆
Version 1.0.6 released
Performance and UI improvements.
◆
Version 1.0.5 released
Performance improvements.
Fixes issue with tap area for a few buttons in Settings.
◆
Version 1.0.3 released
Adds reminders
Small UI changes
◆
Version 1.0 released