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iPhone 5 images
iPad 4 images
What’s New Version 1.7.6
We've improved the bank connection process for wider coverage and faster approval times.
Description
We make borrowing easy. Whether it's saving money, paying off debts, or qualifying for your first mortgage, Solve Finance’s Debt Optimizer empowers you to take control of your debts and makes better personal financial outcomes easy. Ever wanted a "google maps for credit"? Our app quickly scans your credit and offers personalized strategies to any borrowing challenge. Our Credit AI scans your credit and real time market data to provide immediate recommendations for your needs.
Our debt app was built by debt experts and a team of amazing software engineers using the latest in household finance research and credit connectivity technology. It's got the latest in credit score boosting and better borrowing opportunities. We also have a team of support to supply you with affordable, objective financial advice.
We've saved users millions in dollars, and boosted homebuying power more than $20 million. We've worked with thousands of mortgage denials and helped them achieve their first time homebuying dreams. We do all of this by helping with your personal finances, paying off debts, improving your credit score, and identifying opportunities to save -- all the things that help your budget and free up cash and borrowing power. With insightful tools and expert guidance, achieve financial freedom and build a brighter future.
Download now and start your journey towards financial empowerment!
Capabilities
In-App Purchases
Accessibility
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Version history 25 versions
Build 887965965v1.7.62026-07-08 15:40:25
We've improved the bank connection process for wider coverage and faster approval times.
Build 885297354v1.7.02026-06-25 14:58:53
New features including pay-by-text, Chirp for better bank coverage, and in-app payments.
Build 884252749v1.6.202026-04-08 21:18:12
Newly improved flow to make managing payments easier!
Build 883358501v1.6.192026-03-16 15:19:52
Good news: applying just got a whole lot quicker. We've simplified our review process so you spend less time waiting for an answer on your application.
Build 881541987v1.6.182026-01-16 17:32:59
We've made it easier to reapply, validating information you've already provided and only requesting new information when necessary.
Build 880924967v1.6.172026-01-15 19:02:26
Now providing instant answers on application approval!
Build 880079482v1.6.142025-11-26 15:23:25
We're enabled clearer updates on where you stand in the application process.
Build 879307447v1.6.132025-10-29 17:38:51
We’ve improved device compatibility and overall stability for a smoother experience. You’ll also notice clearer updates on where you stand in the application process.
Build 878405686v1.6.102025-09-25 14:29:31
We simplified the application flow: fewer steps, clearer guidance, and faster load times.
Build 877559425v1.6.92025-09-24 18:21:39
We’ve updated the app to make finding and applying for the right loan quicker and easier.
Build 877076817v1.6.72025-08-09 23:31:17
We’ve redesigned the app to make finding and applying for the right loan quicker and easier.
Build 876680001v1.6.62025-07-25 15:55:40
Boost your score by reporting rent payments to the bureaus
Build 875295295v1.6.02025-06-06 20:16:55
You asked, we delivered. Solve Finance now lets you apply for personalized loan offers directly within the app. No more jumping through hoops — get matched, apply, and get approved in one seamless experience. Whether you’re consolidating debt or boosting your homebuying power, you’re now just a few taps away from real borrowing solutions.
Build 873411608v1.4.92025-03-21 07:29:30
We’ve improved the flow for qualifying users for borrowing! It’s now faster and easier to see what you’re eligible for—with clearer steps and smarter checks to get you matched with the right options, quicker.
Build 872450980v1.4.82025-02-25 19:51:14
Qualify for new credit inside app
Build 871045248v1.4.72024-12-17 17:45:44
Our latest update adds a graph that projects your debt paydown over time, letting you see how your balance evolves month by month. Keep an eye on your progress, stay motivated, and make informed decisions as you move forward.
Build 870033326v1.4.62024-12-09 16:34:33
Reach out to us for one-on-one advice using our premium service!
Build 869541862v1.4.42024-10-09 19:54:46
Chat directly with us for financial advice and help disputing issues on your credit report!
Build 869603288v1.4.52024-10-09 21:04:26
Chat with us for financial advice and to dispute issues with your credit report!
Build 868879262v1.4.32024-10-07 16:08:22
We're now set up to help you dispute issues on your credit report!
Build 868160328v1.4.22024-08-14 12:26:16
Added clear indicators of the partners we work with before making the hand-off to complete their applications.
Build 867142878v1.4.12024-07-02 19:12:35
Added freemium options and a new financial goal to see how much cash you could get from a HELOC or personal loan
Build 865391651v1.42024-06-30 14:58:23
Select your financial goal when signing up for an account
Build 865163722v1.32024-04-13 07:45:41
Choose your goal during sign up. Added some polish to the interface
Build 863902349v1.22024-03-25 19:34:59
No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.
Availability 1 of 6 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
US | en-US | Free | 7 | 4.4 | 1.7.6 |
Not available in: GH, KE, NG, TZ, UG
Change log 29 changes · US
✎
releaseNotes updated
We've improved the bank connection process for wider coverage and faster approval times.
✎
description updated
We make borrowing easy. Whether it's saving money, paying off debts, or qualifying for your first mortgage, Solve Finance’s Debt Optimizer empowers you to take
✎
subtitle updated
Save Money with Credit AI
✎
name updated
Debt Optimizer
◆
Version 1.7.6 released
We've improved the bank connection process for wider coverage and faster approval times.
◆
Version 1.7.0 released
New features including pay-by-text, Chirp for better bank coverage, and in-app payments.
◆
Version 1.6.20 released
Newly improved flow to make managing payments easier!
◆
Version 1.6.19 released
Good news: applying just got a whole lot quicker. We've simplified our review process so you spend less time waiting for an answer on your application.
◆
Version 1.6.18 released
We've made it easier to reapply, validating information you've already provided and only requesting new information when necessary.
◆
Version 1.6.17 released
Now providing instant answers on application approval!
◆
Version 1.6.14 released
We're enabled clearer updates on where you stand in the application process.
◆
Version 1.6.13 released
We’ve improved device compatibility and overall stability for a smoother experience. You’ll also notice clearer updates on where you stand in the application process.
◆
Version 1.6.10 released
We simplified the application flow: fewer steps, clearer guidance, and faster load times.
◆
Version 1.6.9 released
We’ve updated the app to make finding and applying for the right loan quicker and easier.
◆
Version 1.6.7 released
We’ve redesigned the app to make finding and applying for the right loan quicker and easier.
◆
Version 1.6.6 released
Boost your score by reporting rent payments to the bureaus
◆
Version 1.6.0 released
You asked, we delivered. Solve Finance now lets you apply for personalized loan offers directly within the app. No more jumping through hoops — get matched, apply, and get approved in one seamless experience. Whether you’re consolidating de
◆
Version 1.4.9 released
We’ve improved the flow for qualifying users for borrowing! It’s now faster and easier to see what you’re eligible for—with clearer steps and smarter checks to get you matched with the right options, quicker.
◆
Version 1.4.8 released
Qualify for new credit inside app
◆
Version 1.4.7 released
Our latest update adds a graph that projects your debt paydown over time, letting you see how your balance evolves month by month. Keep an eye on your progress, stay motivated, and make informed decisions as you move forward.
◆
Version 1.4.6 released
Reach out to us for one-on-one advice using our premium service!
◆
Version 1.4.5 released
Chat with us for financial advice and to dispute issues with your credit report!
◆
Version 1.4.4 released
Chat directly with us for financial advice and help disputing issues on your credit report!
◆
Version 1.4.3 released
We're now set up to help you dispute issues on your credit report!
◆
Version 1.4.2 released
Added clear indicators of the partners we work with before making the hand-off to complete their applications.
◆
Version 1.4.1 released
Added freemium options and a new financial goal to see how much cash you could get from a HELOC or personal loan
◆
Version 1.4 released
Select your financial goal when signing up for an account
◆
Version 1.3 released
Choose your goal during sign up. Added some polish to the interface
◆
Version 1.2 released
GHNot Available
KENot Available
NGNot Available
TZNot Available
UGNot Available