Deposit vs Investment

Main purpose: Help investor to evaluate the risk and buy price by comparing investment with fix-term deposit. Also added first-home case to help young people buy the home with known finance risks. Features: First-home assessment Start assessment easily by inputing investment, loan and loan interest. Evaluate least sell price for the given year with all the needed factors, including loan interests, rental, deposit rate, etc. Full insight of the least price comparing to fix-term deposit, which explains how the least price calculated. Give annual growth rate of property to achieve the least sell price, which helps user to test the investment risk. Calculate monthly investment/repayment to find out affordability, which considers all the cash gain vs all the costs. Full insight of the investment cashflow and all the costs. Key factors refinement to start new assessment. EMI(Equated Monthly Installment) calculation to estimate the paid interest and principle at specific year Fix-term calculation to show full view of possible capital gain of deposit The formulas for EMI and fix-term deposit are referred from https://www.aubank.in/blogs/monthly-interest-payout-on-fixed-deposit https://www.bankrate.com/mortgages/mortgage-calculator/#calculate-mortgage-payment and tested with the calculators from anz.co.nz