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What’s New Version 8.0.4
LiveChat new version update
UI polish and stability improvements across the app
Description
Welcome to Vault22 – Your Personal Financial Fitness Platform
Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights.
Connect Your Financial World
With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure.
How Vault22 Works:
Boost Your Financial Fitness Level:
Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness.
See All Your Money in One Place:
Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose.
Spend Smarter:
Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions.
Set Budgets You Can Stick To:
Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals.
Get Personalized Insights:
Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you.
Manage Your Debt:
Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom.
Security is Our Priority:
We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always.
Trusted by Millions Worldwide:
Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future.
More Features to Explore:
Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free.
Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress.
Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!
Capabilities
Wallet
Accessibility
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Version history 25 versions
Build 887813786v8.0.42026-07-05 10:59:33
LiveChat new version update
UI polish and stability improvements across the app
Build 887278105v8.0.22026-06-22 21:27:43
• Improved budgeting with clearer spending and tappable transactions
• A cleaner My Wealth and easier account linking
• Various bug fixes and performance improvements
Build 887082439v8.0.12026-06-18 10:42:20
This update brings a more accurate, polished experience across Budget, Transactions, and your net worth
Plus general performance improvements and bug fixes.
Thanks for using Vault22! We're always improving — send us your feedback.
Build 886820295v8.0.02026-06-12 07:02:54
• Budget upgrades — more accurate spending totals, new category sorting, and clearer summaries
• Better transactions — improved search and filters, a full calendar date picker, undo for bulk edits, and manual transaction entry
• Investing — smoother deposits and withdrawals, plus richer account details
• Goals — clearer progress, status badges, and amounts in your chosen currency
• Tara, your AI money coach — quicker replies and more helpful guidance
• Plus many fixes for stability, accuracy, and security
Build 886214544v7.1.52026-06-05 09:17:06
What's new in 8.0.0
We've rebuilt Vault22 from the ground up — faster, smoother, and with a refreshed look across every screen.
Highlights since 7.1.2:
• Redesigned goals with a new preview, performance chart, and quick actions
• Faster investment screen with one-tap Buy, Sell and recurring deposits
• Smarter transactions: inline tag and merchant creation, clearer notes
• Redesigned two-step verification
• Snappier home, budget and net-worth experiences
Build 884520770v7.1.22026-04-24 15:04:51
Explore your finances in a whole new way with the Insights section, now available in the main menu. We've upgraded our support experience with a new messaging system for faster, more reliable help. Budget tracking is now more accurate with improved backend averages and new transfer and uncategorised buttons. Tara AI chat is smarter with better error handling, timeout management, and currency support. Plus, we've made several behind-the-scenes improvements for a smoother experience.
Build 884389523v7.1.12026-04-11 19:26:25
A brand-new Vault22 experience is here.
See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assistant. Search transactions naturally, split across categories and archive old ones. Track investments with enhanced portfolio details. Improved security and a faster, more stable experience throughout.
Build 882810855v7.1.02026-04-10 22:43:49
A brand-new Vault22 experience is here.
See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assistant. Search transactions naturally, split across categories and archive old ones. Track investments with enhanced portfolio details. Improved security and a faster, more stable experience throughout.
Build 881605369v7.0.22026-01-18 17:06:44
Bug fixes and performance improvements
Build 881231139v7.0.02026-01-16 16:40:45
App redesign with improved performance and stability.
Build 880690871v6.7.52025-12-16 04:06:27
Bug fixes and improvements
Build 879824747v6.7.42025-11-18 02:57:05
We’ve made improvements to keep your Vault22 experience smooth and consistent for FNB and Investec investment withdrawals. The intermittent fund withdrawal issue affecting FNB and Investec users has been resolved. So now your cash-out transactions are more reliable and predictable.
Build 879591649v6.7.32025-11-10 03:10:23
Meet Maya, your new AI-powered assistant! You can now chat live within the app, get instant answers and access smart FAQ support—all with a friendly touch. Plus, managing your Goals just got easier — you can now delete unfunded goals anytime, keeping your dashboard clean and up to date.
Build 879547648v6.7.22025-11-07 16:22:55
Improved session experience! You’ll no longer need to log in each time you return to Vault22 after switching to another app. Once authenticated your session remains active, letting you pick up right where you left off. The app still maintains the same strong biometric and password protection to keep your financial information secure.
Build 879361526v6.7.12025-10-31 06:56:21
Auto-lock feature with biometric or password protection for enhanced security.
Build 878166543v6.7.02025-10-16 07:52:07
We have introduced a compliance enhancement to ensure all wealth-invested users provide their Tax Identification Number (TIN).
Build 877058906v6.5.12025-08-11 01:47:31
We’ve made several important updates to improve your experience and ensure smoother financial journeys on Vault22.
Mobile Number Now Mandatory for Registration: To enhance security and enable future verification features, a valid mobile number is now required during user registration.
First-Time Recurring Payment: Users can now successfully set up recurring payments as payment flows have been stabilized for consistent performance.
Product Risk Profile Renamed: To improve clarity and ensure better understanding of investment options and their associated risk levels.
Monthly Recommendation Accuracy Improved: Users will now receive more precise and personalized financial guidance.
We’re committed to making Vault22 smarter, faster, and more intuitive. If you have feedback or feature requests, we’d love to hear from you!
Build 876766653v6.5.02025-07-29 08:38:02
We’re excited to bring you two powerful updates to make investing more purposeful and convenient.
GOAL-BASED INVESTING:
Start investing with specific life goals in mind — whether it’s
- Buying your first home
- Saving up for a new car
- Planning for your child’s education
- Taking that dream vacation
With our new Goal-Based Investing feature, you can:
- Set a financial target and time horizon for each goal
- Choose an investment style that fits your risk appetite
- Get fund suggestions tailored to your goal
- Track your progress over time, goal by goal
Every goal has its own strategy — personalized and easy to follow.
RECURRING PAYMENTS:
Now you can automate monthly contributions with secure, bank-authenticated debit orders via ABSA DebiCheck:
- Fully compliant with South African banking regulations
- Seamlessly link contributions to each investment goal
- Set it once, and invest automatically every month
Update the app now and move closer to your life goals — one smart investment at a time!
Build 875249209v6.4.72025-06-03 09:27:22
We’re excited to introduce key improvements and new features designed to give you greater control and clarity over your finances!
Here’s what’s new:
• Improved Account Update Reliability: Linked accounts now refresh more consistently, keeping your financial data up to date.
• Accurate Net Worth Calculation: Investment values are now fully reflected in your net worth, giving you a clearer financial picture.
• Smoother KYC Process: We’ve streamlined the verification experience to make it faster and easier.
• Phone Number Updates: You can now update your phone number directly in the app for up-to-date contact info.
See your full financial picture—clearer than ever.
Build 874795389v6.4.62025-05-19 05:54:57
Good news! We've added new products to the storefront for you.
We’ve made several improvements to enhance your KYC experience, including smoother document verification and faster approvals. This update also includes bug fixes and performance enhancements in the KYC flow.
Build 874227992v6.4.42025-04-25 16:42:04
Vault22 Just Got Smoother!
We've been working hard behind the scenes to make your Vault22 experience even better! This update includes fixes and improvements to key areas of the app:
Wealth Features: We've squashed some pesky bugs in our Wealth section to ensure a smoother and more reliable investment journey.
Capitec Integration: Enjoy a more stable and seamless connection with your Capitec accounts thanks to key bug fixes.
Know Your Customer (KYC): We've addressed some issues in the KYC process to make verification smoother and more efficient.
Update your app now for a more seamless and reliable Vault22!
Build 873918251v6.4.32025-04-10 08:57:30
Exciting News! Wealth is Here on Vault22!
We’re thrilled to introduce Wealth, a brand-new feature in the Vault22 app that makes investing easier than ever. Now, you can seamlessly invest in diversified ETF portfolios and take control of your financial future—all from your mobile device!
What You Can Do with Wealth:
Explore curated ETF portfolios – Choose from expertly designed portfolios that align with your financial goals and risk preferences.
Invest effortlessly – Get started with just a few taps using our intuitive, user-friendly interface.
Trade with confidence – Vault22 is fully licensed by the FSB in South Africa, ensuring a secure and regulated investment experience.
Track your progress – Monitor your portfolio performance in real time and watch your investments grow.
Ready to start your investment journey? Update your Vault22 app today and take your first step toward financial growth!
Build 873554756v6.4.22025-03-27 14:21:28
Your App, Just Got Better!
We've been hard at work behind the scenes, fixing those annoying glitches that were getting in your way. This update delivers a smoother, more enjoyable experience. Expect better performance!
Update now for a more seamless and enjoyable app!
Build 872893381v6.4.12025-03-17 18:15:02
You Asked, We Delivered: Capitec is Back!
We listened to your feedback and are excited to bring you an improved Capitec integration. Enjoy a refreshed UI, including a new logo, designed for a more user-friendly experience.
Link your account and strengthen your financial fitness level.
Update your app now!
Build 872612098v6.1.22025-02-20 02:24:02
Feature Updates:
In-App Marketing Messages: Stay informed with our in-app marketing messages to provide timely updates and relevant offers directly within the app.
Biometric Authentication: Enjoy a smoother UI UX experience with improved biometric login.
Support Hours: We've updated our support hours to 9am to 5pm for your convenience.
Marketing Analytics: Behind the scenes, we've added tracking for new user registrations to help us optimize the onboarding process and improve the user experience.
No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.
Availability 1 of 1 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
| US | en-US | Free | 51 | 4.5 | 8.0.4 |
Change log 28 changes · US
✎
releaseNotes updated
LiveChat new version update
UI polish and stability improvements across the app
✎
description updated
Welcome to Vault22 – Your Personal Financial Fitness Platform
Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilli
✎
name updated
Vault22
◆
Version 8.0.4 released
LiveChat new version update
UI polish and stability improvements across the app
◆
Version 8.0.2 released
• Improved budgeting with clearer spending and tappable transactions
• A cleaner My Wealth and easier account linking
• Various bug fixes and performance improvements
◆
Version 8.0.1 released
This update brings a more accurate, polished experience across Budget, Transactions, and your net worth
Plus general performance improvements and bug fixes.
Thanks for using Vault22! We're always improving — send us your feedback.
◆
Version 8.0.0 released
• Budget upgrades — more accurate spending totals, new category sorting, and clearer summaries
• Better transactions — improved search and filters, a full calendar date picker, undo for bulk edits, and manual transaction entry
• Invest
◆
Version 7.1.5 released
What's new in 8.0.0
We've rebuilt Vault22 from the ground up — faster, smoother, and with a refreshed look across every screen.
Highlights since 7.1.2:
• Redesigned goals with a new preview, performance chart, and quick actions
◆
Version 7.1.2 released
Explore your finances in a whole new way with the Insights section, now available in the main menu. We've upgraded our support experience with a new messaging system for faster, more reliable help. Budget tracking is now more accurate with
◆
Version 7.1.1 released
A brand-new Vault22 experience is here.
See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assi
◆
Version 7.1.0 released
A brand-new Vault22 experience is here.
See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assi
◆
Version 7.0.2 released
Bug fixes and performance improvements
◆
Version 7.0.0 released
App redesign with improved performance and stability.
◆
Version 6.7.5 released
Bug fixes and improvements
◆
Version 6.7.4 released
We’ve made improvements to keep your Vault22 experience smooth and consistent for FNB and Investec investment withdrawals. The intermittent fund withdrawal issue affecting FNB and Investec users has been resolved. So now your cash-out trans
◆
Version 6.7.3 released
Meet Maya, your new AI-powered assistant! You can now chat live within the app, get instant answers and access smart FAQ support—all with a friendly touch. Plus, managing your Goals just got easier — you can now delete unfunded goals anytim
◆
Version 6.7.2 released
Improved session experience! You’ll no longer need to log in each time you return to Vault22 after switching to another app. Once authenticated your session remains active, letting you pick up right where you left off. The app still maintai
◆
Version 6.7.1 released
Auto-lock feature with biometric or password protection for enhanced security.
◆
Version 6.7.0 released
We have introduced a compliance enhancement to ensure all wealth-invested users provide their Tax Identification Number (TIN).
◆
Version 6.5.1 released
We’ve made several important updates to improve your experience and ensure smoother financial journeys on Vault22.
Mobile Number Now Mandatory for Registration: To enhance security and enable future verification features, a valid mobile n
◆
Version 6.5.0 released
We’re excited to bring you two powerful updates to make investing more purposeful and convenient.
GOAL-BASED INVESTING:
Start investing with specific life goals in mind — whether it’s
- Buying your first home
- Saving up for a new car
- P
◆
Version 6.4.7 released
We’re excited to introduce key improvements and new features designed to give you greater control and clarity over your finances!
Here’s what’s new:
• Improved Account Update Reliability: Linked accounts now refresh more consistently, kee
◆
Version 6.4.6 released
Good news! We've added new products to the storefront for you.
We’ve made several improvements to enhance your KYC experience, including smoother document verification and faster approvals. This update also includes bug fixes and performanc
◆
Version 6.4.4 released
Vault22 Just Got Smoother!
We've been working hard behind the scenes to make your Vault22 experience even better! This update includes fixes and improvements to key areas of the app:
Wealth Features: We've squashed some pesky bugs in our
◆
Version 6.4.3 released
Exciting News! Wealth is Here on Vault22!
We’re thrilled to introduce Wealth, a brand-new feature in the Vault22 app that makes investing easier than ever. Now, you can seamlessly invest in diversified ETF portfolios and take control of you
◆
Version 6.4.2 released
Your App, Just Got Better!
We've been hard at work behind the scenes, fixing those annoying glitches that were getting in your way. This update delivers a smoother, more enjoyable experience. Expect better performance!
Update now for a mo
◆
Version 6.4.1 released
You Asked, We Delivered: Capitec is Back!
We listened to your feedback and are excited to bring you an improved Capitec integration. Enjoy a refreshed UI, including a new logo, designed for a more user-friendly experience.
Link your accou
◆
Version 6.1.2 released
Feature Updates:
In-App Marketing Messages: Stay informed with our in-app marketing messages to provide timely updates and relevant offers directly within the app.
Biometric Authentication: Enjoy a smoother UI UX experience with improved bi