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1 of 163 storefronts
Content in en-US
4.9k Ratings
4.9
★★★★★
Age Rating
4+
Years
Language
EN
Size
57.7
MB

Information

Apple ID1644278201
Bundle IDcom.v12finance.apptopay
SellerProvider
Min iOS15.1
Min macOS12.0
Device familiesiphone, ipod
Released2023-04-26
Copyright© 2026 V12 Retail Finance Limited
Privacy policyLink ↗

Preview 1 platform

iPhone 5 images

iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot
iPhone screenshot

What’s New Version 3.2

We’ve made it clearer for new customers to register for the app and added some small improvements to keep your V12 app running smoothly.

Description

Our app is designed to help you find places to shop, learn more about ways you can spread the cost and manage your V12 Finance on the move. Use our app to: · Find retailers who offer V12 Retail Finance using our retailer directory · See the types of finance we offer · Check your eligibility for a personal loan without harming your credit score · Keep track of your balance and payments · Make or change payments and see when they're due · Send us a secure message anytime, anywhere · View and download important documents Download the V12 Retail Finance app to find and manage ways to pay for the things you love. Important information The V12 Retail Finance app is compatible with mobile devices only. You will be required to accept our app ‘Terms of use’ before being able to access our app. Your phone’s signal and functionality may affect your service. We take your online safety seriously and use the latest security measures to protect your accounts, personal information, and privacy. Find out more at https://www.v12retailfinance.com/security/staying-safe-online. Company Information V12 Retail Finance offers credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Broker Information For Retail Finance: V12 Retail Finance Limited is a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission. The amount will vary depending on the product chosen and the amount of credit taken out. For Personal Finance: V12 Personal Finance is a trading name of V12 Retail Finance Limited. V12 Retail Finance Limited is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere. V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with. V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product, loan amount and APR. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.

Capabilities

Wallet

Accessibility

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Version history 25 versions

Build 886437981v3.22026-06-04 08:53:09
We’ve made it clearer for new customers to register for the app and added some small improvements to keep your V12 app running smoothly.
Build 885616531v3.12026-05-20 08:27:12
We’ve made some small tweaks and improvements in this version to keep your V12 app running smoothly.
Build 883213235v3.02026-03-19 09:11:10
We've got a new name! AppToPay is now V12 Retail Finance App. While our name has changed, the experience you trust remains the same. You can still: -Access the same account -Manage your retail finance options -Enjoy the same secure and easy payments. Just a new name - the same great service.
Build 882112464v2.102026-02-09 12:35:37
Version 2.10 fixes some bugs that help make the app more stable, faster, and smoother to use.
Build 880107907v2.92026-01-13 09:59:59
This update enhances our security measures to maintain a secure and protected experience for all users.
Build 879668856v2.82025-11-12 12:42:46
In this update, we’ve done some behind-the-scenes tidying up to keep everything running smoothly.
Build 878738383v2.72025-11-05 10:34:49
In this update, we’ve made it easier for Buy Now Pay Later customers to make payments, improved how retailer names appear in the directory, and carried out some general housekeeping (like updating links, refining copy, and updating the timelines for making some agreement changes) to make everything easier to understand.
Build 876648024v2.62025-07-25 07:37:54
This update fixes a bug that caused issues during registration when names included punctuation for a smoother registration journey.
Build 875753399v2.52025-06-24 07:22:34
This update includes improved postcode validation, enhanced agreement progress calculations, and a friendlier app version checker for smoother SSL pin updates.
Build 874118449v2.42025-04-22 09:22:07
This update addresses bugs (causing screen freezes and spinning issues) along with general housekeeping improvements for better app stability and performance.
Build 873391211v2.32025-03-20 14:15:23
Minor update: We've added some text that was missing to make the app description clearer and more direct.
Build 873142371v2.22025-03-18 14:37:44
In Version 2.2, we’re excited to introduce two new features: a retailer directory to help you easily find your next purchase and a Personal Loans eligibility checker in partnership with V12 Personal Finance. Additionally, we’ve also taken care of some pesky bugs to make your app experience smoother than ever in managing your agreement.
Build 871581475v2.12025-01-10 12:26:58
Release 2.1 offers enhancements to your V12 AppToPay app, with bug fixes and improvements based on user feedback.
Build 871027949v2.02024-12-17 12:09:28
This version allows you to manage all of your V12 Retail Finance agreements in one place. Keep track of your balance and payments, make or change payments and see when they're due, send us a secure message, view and download important documents and see the types of finance we offer.
Build 868953119v1.102024-09-13 08:51:57
We have improved access to view and download your documents.
Build 867680076v1.92024-07-25 08:23:25
This release contains bug fixes to improve your experience.
Build 867131720v1.82024-07-04 08:44:30
In this release we are making changes to some messaging, functionality and retailer availability.
Build 862644233v1.72024-01-03 13:57:37
In this release, we have improved our FAQ area to bring you more detailed answers for those all-important questions and an enhanced layout. There are also some security updates and purchasing journey improvements to make your AppToPay journey as seamless and safe as possible.
Build 861370451v1.62023-11-13 09:50:23
1.6 In this release, as well as updating a few minor glitches, we've revamped our Retailer Directory. You can now search based on location, filter and find out more about our Retailers enhancing your AppToPay experience.
Build 860468439v1.52023-10-10 11:14:31
We've identified and resolved a pesky bug that was causing payments to be incorrectly marked as failed under certain conditions. We understand how frustrating this issue could be, and we want to ensure that your transactions are as seamless as possible. With this update, you can expect a more accurate and hassle-free payment experience.
Build 859529053v1.42023-08-31 09:10:35
In Release 1.4, we have made slight updates to enhance your AppToPay experience with security, messaging and user improvements. This will continue to make your AppToPay application journey and/or account management as easy and seamless as possible.
Build 857769645v1.32023-07-07 11:31:26
In release 1.3, we have updated our FAQ area, allowing you to search for those all-important answers and vote to let us know if you think they were helpful. As part of our ongoing housekeeping, we have updated our registered address and improved user messaging with continuous performance improvements to make your AppToPay journey as seamless and easy as possible.
Build 857734099v1.22023-06-12 08:17:16
In this release, we are sharing with you our Retailer Directory, enabling you to browse and search for retailers where AppToPay is accepted. There are also some bug fixes and performance improvements to make your AppToPay journey as seamless and easy as possible.
Build 856750448v1.12023-05-09 12:54:40
Bug fixes & performance improvements
Build 852102262v1.02023-04-26 15:28:48

No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.

Availability 1 of 163 storefronts

RegionLanguagePriceRatingsAvgVersion
GB en-GBFree4.9k4.93.2

Not available in: AE, AF, AG, AL, AM, AO, AR, AT, AU, AZ, BA, BB, BE, BF, BG, BH, BJ, BM, BN, BO, BR, BS, BT, BW, BY, BZ, CA, CD, CG, CH, CI, CL, CM, CN, CO, CR, CV, CY, CZ, DE, DK, DO, DZ, EC, EE, EG, ES, FI, FJ, FM, FR, GA, GE, GH, GM, GR, GT, GW, GY, HK, HN, HR, HU, ID, IE, IL, IN, IQ, IS, IT, JM, JO, JP, KE, KG, KH, KR, KW, KZ, LA, LB, LK, LR, LT, LU, LV, LY, MA, MD, ME, MG, MK, ML, MM, MN, MO, MR, MT, MU, MV, MW, MX, MY, MZ, NA, NE, NG, NI, NL, NO, NP, NR, NZ, OM, PA, PE, PG, PH, PK, PL, PT, PW, QA, RO, RS, RU, RW, SA, SB, SC, SE, SG, SI, SK, SL, SN, SR, ST, SV, SZ, TD, TH, TJ, TM, TN, TO, TR, TT, TW, TZ, UA, UG, UY, UZ, VE, VN, VU, XK, YE, ZA, ZM, ZW

Change log 28 changes · GB

releaseNotes updated
We’ve made it clearer for new customers to register for the app and added some small improvements to keep your V12 app running smoothly.
description updated
Our app is designed to help you find places to shop, learn more about ways you can spread the cost and manage your V12 Finance on the move. Use our app to: · F
name updated
V12 Retail Finance
Version 3.2 released
We’ve made it clearer for new customers to register for the app and added some small improvements to keep your V12 app running smoothly.
Version 3.1 released
We’ve made some small tweaks and improvements in this version to keep your V12 app running smoothly.
Version 3.0 released
We've got a new name! AppToPay is now V12 Retail Finance App. While our name has changed, the experience you trust remains the same. You can still: -Access the same account -Manage your retail finance options -Enjoy the same secure and easy
Version 2.10 released
Version 2.10 fixes some bugs that help make the app more stable, faster, and smoother to use.
Version 2.9 released
This update enhances our security measures to maintain a secure and protected experience for all users.
Version 2.8 released
In this update, we’ve done some behind-the-scenes tidying up to keep everything running smoothly.
Version 2.7 released
In this update, we’ve made it easier for Buy Now Pay Later customers to make payments, improved how retailer names appear in the directory, and carried out some general housekeeping (like updating links, refining copy, and updating the time
Version 2.6 released
This update fixes a bug that caused issues during registration when names included punctuation for a smoother registration journey.
Version 2.5 released
This update includes improved postcode validation, enhanced agreement progress calculations, and a friendlier app version checker for smoother SSL pin updates.
Version 2.4 released
This update addresses bugs (causing screen freezes and spinning issues) along with general housekeeping improvements for better app stability and performance.
Version 2.3 released
Minor update: We've added some text that was missing to make the app description clearer and more direct.
Version 2.2 released
In Version 2.2, we’re excited to introduce two new features: a retailer directory to help you easily find your next purchase and a Personal Loans eligibility checker in partnership with V12 Personal Finance. Additionally, we’ve also taken c
Version 2.1 released
Release 2.1 offers enhancements to your V12 AppToPay app, with bug fixes and improvements based on user feedback.
Version 2.0 released
This version allows you to manage all of your V12 Retail Finance agreements in one place. Keep track of your balance and payments, make or change payments and see when they're due, send us a secure message, view and download important docum
Version 1.10 released
We have improved access to view and download your documents.
Version 1.9 released
This release contains bug fixes to improve your experience.
Version 1.8 released
In this release we are making changes to some messaging, functionality and retailer availability.
Version 1.7 released
In this release, we have improved our FAQ area to bring you more detailed answers for those all-important questions and an enhanced layout. There are also some security updates and purchasing journey improvements to make your AppToPay journ
Version 1.6 released
1.6 In this release, as well as updating a few minor glitches, we've revamped our Retailer Directory. You can now search based on location, filter and find out more about our Retailers enhancing your AppToPay experience.
Version 1.5 released
We've identified and resolved a pesky bug that was causing payments to be incorrectly marked as failed under certain conditions. We understand how frustrating this issue could be, and we want to ensure that your transactions are as seamless
Version 1.4 released
In Release 1.4, we have made slight updates to enhance your AppToPay experience with security, messaging and user improvements. This will continue to make your AppToPay application journey and/or account management as easy and seamless as p
Version 1.3 released
In release 1.3, we have updated our FAQ area, allowing you to search for those all-important answers and vote to let us know if you think they were helpful. As part of our ongoing housekeeping, we have updated our registered address and imp
Version 1.2 released
In this release, we are sharing with you our Retailer Directory, enabling you to browse and search for retailers where AppToPay is accepted. There are also some bug fixes and performance improvements to make your AppToPay journey as seamles
Version 1.1 released
Bug fixes & performance improvements
Version 1.0 released
expanded screenshot