Home › Finance
US
1 of 1 storefronts
Content in en-US
Content in en-US
Information
Preview 1 platform
iPhone 10 images
What’s New Version 5.4.7
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Description
Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the merchant in seconds and there's no contracts or hidden fees.
Sign-up in minutes and enjoy 7-days of free transactions!
Features
- Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link
- Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX
- Customers pay securely using their Bank App via an "Instant Bank Transfer"
- Merchants receive funds to your Bank account in seconds (not days)
- Allow your customers to pay tips to you and your staff
- Customers don't need to download any new apps
How do I sign up?
- Atoa allows Small Businesses to sign-up in seconds
- Simply download the app and connect your UK Bank Account
Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure.
Got a question?
- Contact our UK-based Customer Success Team at hello@paywithatoa.co.uk or visit www.paywithatoa.co.uk.
Accessibility
ipadiphonemacrealityDevicetvoswatch
Version history 25 versions
Build 887175265v5.4.72026-07-06 06:11:21
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 887123417v5.4.62026-06-18 14:34:35
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 886966369v5.4.52026-06-17 03:58:06
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
Build 885893710v5.4.12026-05-25 08:41:12
Card on File is here. Save your customer's card once and charge them anytime — built for regulars, repeat visits and faster checkouts.
Build 884891174v5.4.02026-04-28 05:28:31
Extra security, now built in. We’ve added Two-Factor Authentication (2FA) to give your Atoa account an extra layer of protection. Update your app to enable it and keep everything running smoothly. That’s all for now.
Build 883958783v5.3.12026-04-13 06:22:36
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
Build 883784301v5.3.02026-03-30 04:36:40
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 883246886v5.2.62026-03-12 05:23:59
We've been busy working on bug fixes and general admin to make sure Atoa is always on top form. What can we say? We like looking our best for you!
Build 882849002v5.2.52026-03-02 09:29:21
Take full control of how we communicate with you.
Manage email and push notifications by category or turn everything on/off in one tap.
Muted updates are safely stored in your notification tray for review anytime.
Build 882441613v5.2.42026-02-17 09:32:58
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 882000461v5.2.32026-02-03 05:26:03
Invoices are here! We’ve added invoicing to Atoa, so you can now create and send them wherever you are. You can also manage your customers and products in the same place, making everyday tasks quicker and simpler. That’s all for now.
Build 880587111v5.2.22026-01-20 05:49:41
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 879204670v5.2.12025-12-01 11:08:01
We’ve given Atoa a little glow-up. Enjoy a cleaner layout, smoother navigation, and an upgraded look that makes managing your payments even easier. That’s all for now.
Build 878526422v5.1.42025-10-02 05:15:34
We've been crunching the numbers (yummmm) and fine-tuning Atoa's financia systems to make sure your payments are always secure and lightning-fast.
Build 878220396v5.1.32025-09-22 08:25:45
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
Build 878100688v5.1.22025-09-16 10:23:45
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 877830675v5.1.12025-09-08 06:50:10
Nothing major to report this week, we've been busy with a few small tweaks here and there. How's things your end?
Build 877647605v5.1.02025-09-01 05:18:52
You asked for visibility—we delivered. Atoa’s new Bank Feed shows all your incoming and outgoing transactions in one view. Whether the payments are through Atoa or elsewhere, you’ll see it all in real time. You can also connect multiple bank accounts and stay on top of your business cash flow. That’s all for now.
Build 876777414v5.0.32025-08-12 09:47:34
In the spirit of the season, we've been having a quick spring clean across the app. Thanks for using Atoa Business!
Build 876644870v5.0.22025-07-24 11:37:11
You can now accept partial payments from your customers, ideal for high-value transactions or ongoing services. It’s flexible, easy to use, and built right into your payment flow. Fewer follow-ups. Happier customers. That’s all for now.
Build 876549980v5.0.12025-07-21 06:55:56
We've been busy working on bug fixes and general admin to make sure Atoa is always on top form. What can we say? We like looking our best for you!
Build 876028932v5.0.02025-07-07 04:19:17
We've added a new Admin role on Atoa's Staff page. Admins can do everything Owners can, from managing payments to updating account settings. Assign the role and get extra support without losing control. Smooth operations? Handled.
Build 875903734v4.6.82025-06-27 05:51:55
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 875369977v4.6.72025-06-18 09:54:36
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
Build 874683672v4.6.62025-05-19 05:07:32
Nothing major to report this week, we've been busy with a few small tweaks here and there. How's things your end?
No pricing data captured yet — comparisons appear once the app has paid storefronts or in-app purchases.
Availability 1 of 1 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
| US | en-US | Free | 0 | — | 5.4.7 |
Change log 29 changes · US
✎
releaseNotes updated
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for
✎
description updated
Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply sc
✎
subtitle updated
UK Instant Bank Pay
✎
name updated
Atoa Business
◆
Version 5.4.7 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.4.6 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.4.5 released
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
◆
Version 5.4.1 released
Card on File is here. Save your customer's card once and charge them anytime — built for regulars, repeat visits and faster checkouts.
◆
Version 5.4.0 released
Extra security, now built in. We’ve added Two-Factor Authentication (2FA) to give your Atoa account an extra layer of protection. Update your app to enable it and keep everything running smoothly. That’s all for now.
◆
Version 5.3.1 released
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
◆
Version 5.3.0 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.2.6 released
We've been busy working on bug fixes and general admin to make sure Atoa is always on top form. What can we say? We like looking our best for you!
◆
Version 5.2.5 released
Take full control of how we communicate with you.
Manage email and push notifications by category or turn everything on/off in one tap.
Muted updates are safely stored in your notification tray for review anytime.
◆
Version 5.2.4 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.2.3 released
Invoices are here! We’ve added invoicing to Atoa, so you can now create and send them wherever you are. You can also manage your customers and products in the same place, making everyday tasks quicker and simpler. That’s all for now.
◆
Version 5.2.2 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.2.1 released
We’ve given Atoa a little glow-up. Enjoy a cleaner layout, smoother navigation, and an upgraded look that makes managing your payments even easier. That’s all for now.
◆
Version 5.1.4 released
We've been crunching the numbers (yummmm) and fine-tuning Atoa's financia systems to make sure your payments are always secure and lightning-fast.
◆
Version 5.1.3 released
We found a few bugs that were causing trouble. We squashed 'em and now your app is running smoothly. Thanks for staying up-to-date!
◆
Version 5.1.2 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 5.1.1 released
Nothing major to report this week, we've been busy with a few small tweaks here and there. How's things your end?
◆
Version 5.1.0 released
You asked for visibility—we delivered. Atoa’s new Bank Feed shows all your incoming and outgoing transactions in one view. Whether the payments are through Atoa or elsewhere, you’ll see it all in real time. You can also connect multiple ban
◆
Version 5.0.3 released
In the spirit of the season, we've been having a quick spring clean across the app. Thanks for using Atoa Business!
◆
Version 5.0.2 released
You can now accept partial payments from your customers, ideal for high-value transactions or ongoing services. It’s flexible, easy to use, and built right into your payment flow. Fewer follow-ups. Happier customers. That’s all for now.
◆
Version 5.0.1 released
We've been busy working on bug fixes and general admin to make sure Atoa is always on top form. What can we say? We like looking our best for you!
◆
Version 5.0.0 released
We've added a new Admin role on Atoa's Staff page. Admins can do everything Owners can, from managing payments to updating account settings. Assign the role and get extra support without losing control. Smooth operations? Handled.
◆
Version 4.6.8 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 4.6.7 released
A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!
◆
Version 4.6.6 released
Nothing major to report this week, we've been busy with a few small tweaks here and there. How's things your end?