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iPad 8 images
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What’s New Version 26.24
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
• The Add New Transaction shortcut can now pre-fill multiple split categories when opening the transaction editor. Your automation, even more automated.
• If your bank connection runs into trouble and a reset is the fix, we’ll now prompt you to do it right in the app.
Description
Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
In-App Purchases US pricing
YNAB Renewal Subscription
YNAB Subscription · Monthly$14.99
YNAB Subscription · Yearly$109.00
YNAB Subscription Subscription
Monthly 1-month free trial$14.99
Yearly 1-month free trial$109.00
Capabilities
In-App Purchases
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Version history 25 versions
Build 887641300v26.242026-07-01 17:21:33
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
• The Add New Transaction shortcut can now pre-fill multiple split categories when opening the transaction editor. Your automation, even more automated.
• If your bank connection runs into trouble and a reset is the fix, we’ll now prompt you to do it right in the app.
Build 887355679v26.232026-06-24 23:47:22
When you enter a new transaction manually, the editor now opens fully expanded: cleared, flag, memo, and repeat all right there from the start.
We also squashed a few bugs and made some improvements. Notably:
- Fixed a bug where tapping Done in the memo field was inserting a line break instead of saving. Now it saves, regardless of where your cursor is.
- Math in the amount field now calculates as soon as you move on—no need to tap the equal key first.
- Covering overspending is faster and snappier! We tightened up the animation timing so you can move through multiple categories without waiting.
Build 887061596v26.222026-06-17 19:44:44
We’ve got a few more quietly satisfying upgrades to transaction entry this week! Inflows that import to checking, savings, or cash accounts already default to Ready to Assign. Now manually entered transactions will, too! We made the animation clearer so that when you record credit spending, the movement of money from your spending category to your Credit Card Payment category is even clearer. And splits in the new transaction editor got a little less fiddly: you can now add a transfer leg to a split with just one category, so things like a grocery run with a little cash back no longer need a throwaway placeholder.
Build 886731401v26.212026-06-10 13:43:42
The transaction editor on iOS has a fresh new look that makes the type of transaction instantly clear, payments and transfers more intuitive, and imported credit card payment matching automatic. No more brain teasers—is this payment an inflow or outflow? Are transfers one or two transactions? Is anything even real? We can't answer all of life’s great mysteries, but hopefully this frees up some space so your brain is free for the questions that actually matter.
Build 886432803v26.202026-06-03 10:11:57
We've squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: Current Goal just got more flexible! Categories with certain monthly, yearly, and custom targets now qualify, so it's easier to track the savings goal that matters most to you.
Build 886160605v26.192026-05-27 13:50:09
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: you can now multiply and divide in the calculator keypad on iOS!
Build 885853574v26.182026-05-20 08:07:38
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
Build 885576775v26.172026-05-14 12:04:02
We’re greasing the gears on processing transactions! Now, when either side of a transfer is approved, we'll auto-approve the counterpart, regardless of whether it's cleared. New imported inflow transactions will default to the Ready to Assign category if they import into a checking, savings, or cash account. And you can swipe to remove a category from a split transaction. Less friction, more flow—your transactions running like clockwork.
Build 885048697v26.162026-04-29 17:45:50
You asked and now it's here! You can now add photos to your transactions. Snap a pic and attach it to the transaction so you always know where it is. Want to celebrate fully funding summer camp before you had to pay for it? Toss a photo of the kids on the transaction when you drop them off. Whether it's something important to keep track of or a moment worth celebrating, it's all right there in your plan.
Build 884757237v26.152026-04-22 08:12:12
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
Build 884491540v26.142026-04-15 08:23:44
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
Build 884229098v26.132026-04-08 10:55:17
For those just beginning to get good at money, the Income vs. Spending insight in the Reflect tab will now pull in up to three months of spending history, so you can see the full picture from day one.
Build 883962126v26.122026-04-01 12:37:42
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
Build 883706566v26.112026-03-25 19:34:58
Turns out, “CHK...4821” doesn’t exactly stand out in a lineup. Linked accounts now show their institution’s logo when available, so you can identify the account you’re looking for instantly. And if you’re starting your plan in overdraft, you’ll now see guidance to help you climb out, right when and where you need it.
Build 883476129v26.102026-03-18 17:43:06
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
Build 883223926v26.92026-03-11 13:20:24
What’s new in 26.9
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
• Pinning categories now includes a search option. Selected categories move to the top of the list as you go, making review quick and easy.
• VoiceOver now reads account totals once (as it should) and works more smoothly with on/off controls like Cleared and Uncleared.
Build 882977371v26.82026-03-04 17:48:26
When your bank connection needs reauthorization, you’ll now see it right in the Home tab—so nothing slows you down. We also gave some Home tab icons a little polish and tidied up the Reflect and Edit Plan screens on iPad so everything feels cleaner and easier to read.
Build 882739186v26.72026-02-25 08:00:07
You already have access to Cost to Be Me, which compares the total of your targets to your expected income. But how do you know if your actual spending stayed on track? The new Income vs. Spending insight in the Reflect tab shows you at a glance.
With a simple bar chart of the last six months, you can see when you spent more, less, or right in line with what you brought in. No math, no guesswork.
Build 882545324v26.62026-02-18 14:08:38
We fixed a bug that was keeping your full transaction list from loading if you had lots of scheduled transactions lined up. Now your entire list shows up right on cue… like your lawn service the second you unmute on a Zoom call.
You can also filter to see only your flagged transactions, so it’s easier to focus on what needs your attention.
Build 882362791v26.52026-02-11 17:52:46
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money.
Build 882118901v26.42026-02-04 14:06:07
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
Build 881897349v26.32026-01-28 08:21:04
We fixed a bug that was causing the app to freeze on launch for some users. Now it opens like it should—lickety split—so you can get to your plan without delay. No more staring contests with the loading screen.
Build 881685594v26.22026-01-21 21:36:25
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money.
Build 881543045v26.1.12026-01-15 22:52:08
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
• The bolder the better: Button text now displays properly when bold text is enabled on your device.
• Smarter search, everywhere: The enhanced search feature from the Spending tab is now available across all account views.
• Faster feedback: Changes you make in your spending plan now show up more quickly when using your iPhone’s system-wide search.
Build 881470188v26.12026-01-14 19:49:34
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
The bolder the better: Button text now displays properly when bold text is enabled on your device.
Smarter search, everywhere: The enhanced search feature from the Spending tab is now available across all account views.
Faster feedback: Changes you make in your spending plan now show up more quickly when using your iPhone’s system-wide search.
Price history by region
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Availability 32 of 32 storefronts
| Region | Language | Price | Ratings | Avg | Version |
|---|---|---|---|---|---|
US | en-US | Free | 60.7k | 4.8 | 26.24 |
AU | en-AU | Free | 1.4k | 4.6 | 26.24 |
BR | pt-BR | Free | 188 | 4.6 | 26.24 |
MX | es-MX | Free | 176 | 4.7 | 26.24 |
RU | ru | Free | 160 | 4.4 | 26.25 |
HU | en-GB | Free | 89 | 4.7 | 26.24 |
ZA | en-GB | Free | 84 | 4.5 | 26.25 |
MY | en-GB | Free | 80 | 4.6 | 26.25 |
CZ | en-GB | Free | 68 | 4.9 | 26.24 |
JP | ja | Free | 68 | 4.9 | 26.25 |
GR | en-GB | Free | 58 | 4.7 | 26.24 |
SK | en-GB | Free | 25 | 4.6 | 26.24 |
CN | zh-Hans-CN | Free | 23 | 4.7 | 26.25 |
PK | en-GB | Free | 11 | 3.1 | 26.25 |
RS | en-GB | Free | 11 | 4.3 | 26.25 |
BY | en-GB | Free | 8 | 4.5 | 26.25 |
BO | es-MX | Free | 6 | 5.0 | 26.24 |
TT | en-GB | Free | 4 | 4.0 | 26.24 |
UG | en-GB | Free | 4 | 5.0 | 26.24 |
TZ | en-GB | Free | 2 | 5.0 | 26.24 |
TJ | en-GB | Free | 1 | 5.0 | 26.24 |
AG | en-GB | Free | 0 | — | 26.24 |
AO | en-GB | Free | 0 | — | 26.24 |
BF | en-GB | Free | 0 | — | 26.24 |
CM | fr-FR | Free | 0 | — | 26.24 |
DM | en-GB | Free | 0 | — | 26.24 |
ML | en-GB | Free | 0 | — | 26.24 |
MZ | en-GB | Free | 0 | — | 26.24 |
NR | en-GB | Free | 0 | — | 26.25 |
PW | en-GB | Free | 0 | — | 26.25 |
SR | en-GB | Free | 0 | — | 26.24 |
TM | en-GB | Free | 0 | — | 26.24 |
Change log 29 changes · US
✎
releaseNotes updated
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
• The Add New Transaction shortcut can now pre-fill mult
✎
description updated
Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with
✎
subtitle updated
Never worry about money again
✎
name updated
YNAB
◆
Version 26.24 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
• The Add New Transaction shortcut can now pre-fill multiple split categories when opening the transaction editor. Your automation, even
◆
Version 26.23 released
When you enter a new transaction manually, the editor now opens fully expanded: cleared, flag, memo, and repeat all right there from the start.
We also squashed a few bugs and made some improvements. Notably:
- Fixed a bug where tapping Do
◆
Version 26.22 released
We’ve got a few more quietly satisfying upgrades to transaction entry this week! Inflows that import to checking, savings, or cash accounts already default to Ready to Assign. Now manually entered transactions will, too! We made the animati
◆
Version 26.21 released
The transaction editor on iOS has a fresh new look that makes the type of transaction instantly clear, payments and transfers more intuitive, and imported credit card payment matching automatic. No more brain teasers—is this payment an infl
◆
Version 26.20 released
We've squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: Current Goal just got more flexible! Categories with certain monthly, yearly, and custom targets now qualify, so it's easier to
◆
Version 26.19 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: you can now multiply and divide in the calculator keypad on iOS!
◆
Version 26.18 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
◆
Version 26.17 released
We’re greasing the gears on processing transactions! Now, when either side of a transfer is approved, we'll auto-approve the counterpart, regardless of whether it's cleared. New imported inflow transactions will default to the Ready to Assi
◆
Version 26.16 released
You asked and now it's here! You can now add photos to your transactions. Snap a pic and attach it to the transaction so you always know where it is. Want to celebrate fully funding summer camp before you had to pay for it? Toss a photo of
◆
Version 26.15 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
◆
Version 26.14 released
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
◆
Version 26.13 released
For those just beginning to get good at money, the Income vs. Spending insight in the Reflect tab will now pull in up to three months of spending history, so you can see the full picture from day one.
◆
Version 26.12 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good at money.
◆
Version 26.11 released
Turns out, “CHK...4821” doesn’t exactly stand out in a lineup. Linked accounts now show their institution’s logo when available, so you can identify the account you’re looking for instantly. And if you’re starting your plan in overdraft, yo
◆
Version 26.10 released
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
◆
Version 26.9 released
What’s new in 26.9
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
• Pinning categories now includes a search option. Selected categories move to the top of the
◆
Version 26.8 released
When your bank connection needs reauthorization, you’ll now see it right in the Home tab—so nothing slows you down. We also gave some Home tab icons a little polish and tidied up the Reflect and Edit Plan screens on iPad so everything feels
◆
Version 26.7 released
You already have access to Cost to Be Me, which compares the total of your targets to your expected income. But how do you know if your actual spending stayed on track? The new Income vs. Spending insight in the Reflect tab shows you at a g
◆
Version 26.6 released
We fixed a bug that was keeping your full transaction list from loading if you had lots of scheduled transactions lined up. Now your entire list shows up right on cue… like your lawn service the second you unmute on a Zoom call.
You can als
◆
Version 26.5 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money.
◆
Version 26.4 released
We’ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live.
◆
Version 26.3 released
We fixed a bug that was causing the app to freeze on launch for some users. Now it opens like it should—lickety split—so you can get to your plan without delay. No more staring contests with the loading screen.
◆
Version 26.2 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money.
◆
Version 26.1.1 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
• The bolder the better: Button text now displays properly when bold text is enabled on your device.
• Smarter sea
◆
Version 26.1 released
We’ve squashed some bugs and made a few improvements to make it easier than ever to get good with money. Here’s what changed:
The bolder the better: Button text now displays properly when bold text is enabled on your device.
Smarter search,
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